Investing for Higher Yields
Investing in notes is a wealth generating strategy that can provide consistent, long-term returns with predictable cash flows to investors. Buying discounted mortgage notes can provide the savvy investor with equity-like returns without the inconvenience and risks of buying and maintaining a property. As an investor, you can invest in a variety of mortgage notes which can be classified on the basis of property type, payment priority and/or performance.
When most folks think about mortgage notes they think about industry giants such as big name banks. There are however many players in the market who originate these loans, especially mortgages secured by real estate:
- Banks/ Non-Bank Lenders or Credit Unions
- Insurance Companies
- Wall Street- CMBS/ CLOs
- Private Equity Firms or Hedge Funds
- Mortgage REITs
- Private Sellers