/* ============================================================
   styles-fdic.css — FDIC Bank Intelligence Dashboard
   Isolated: zero impact on other VRB pages
   ============================================================ */

/* ---------- layout shell ---------- */
.fdic-page {
  background: var(--vrb-ink-50);
  padding-bottom: 0;
  font-family: var(--font-sans);
}

.fdic-page-body {
  max-width: 1320px;
  margin: 0 auto;
  padding: 36px 44px 0;
}

/* ---------- hero band ---------- */
.fdic-hero-band {
  background: var(--vrb-navy, #1F3864);
  background-image: radial-gradient(ellipse at 70% 50%, rgba(46,117,182,0.25) 0%, transparent 60%);
  padding: 36px 32px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  min-height: 340px;
  display: flex;
  align-items: center;
  box-sizing: border-box;
}

.fdic-hero-inner {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
@media (max-width: 900px) {
  .fdic-hero-inner { grid-template-columns: 1fr; gap: 28px; }
}

.fdic-hero-eyebrow {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--vrb-blue, #2E75B6);
  margin-bottom: 12px;
}

.fdic-hero-title {
  font-family: var(--font-display);
  font-size: 42px;
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 700;
  color: #fff;
  margin: 0 0 14px;
}

.fdic-hero-sub {
  color: rgba(255,255,255,0.8);
  font-size: 16px;
  margin: 0;
  max-width: 560px;
  line-height: 1.45;
}

.fdic-hero-builtfor {
  margin: 10px 0 0;
  font-size: 14px;
  color: rgba(255,255,255,0.72);
}

.fdic-hero-builtfor-label {
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 12px;
  color: var(--vrb-blue, #2E75B6);
  margin-right: 8px;
}

/* ---------- control bar (two-row sticky) ---------- */
.fdic-control-bar {
  background: #fff;
  border-bottom: 1px solid var(--vrb-ink-200);
  position: sticky;
  top: 72px;
  z-index: 190;
  box-shadow: 0 2px 10px rgba(0,0,0,0.07);
}

/* Row 1 — search (must not clip the dropdown) */
.fdic-control-search-row {
  border-bottom: 1px solid var(--vrb-ink-100);
  overflow: visible;
}

/* Row 2 — filters (overflow:visible so the state dropdown can extend below) */
.fdic-control-filter-row {
  background: var(--vrb-ink-50);
  overflow: visible;
}

.fdic-control-bar { overflow: visible; }

.fdic-control-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 10px 32px;
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.fdic-control-filter-row .fdic-control-inner {
  padding: 9px 32px;
  gap: 8px 16px;
  flex-wrap: nowrap;
  overflow: visible;
}

/* search wrap — takes full remaining width */
.fdic-search-wrap {
  position: relative;
  flex: 1;
  min-width: 200px;
}

.fdic-search-input {
  width: 100%;
  padding: 9px 14px 9px 40px;
  font-size: 0.875rem;
  border: 1.5px solid var(--vrb-ink-300);
  border-radius: 7px;
  outline: none;
  background: var(--vrb-ink-50);
  color: var(--vrb-ink-900);
  box-sizing: border-box;
  font-family: inherit;
  transition: border-color 0.15s, background 0.15s;
}

.fdic-search-input:focus { border-color: var(--vrb-blue,#2E75B6); background: #fff; }

.fdic-search-input::placeholder { color: var(--vrb-ink-400); }

.fdic-search-icon {
  position: absolute;
  left: 13px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--vrb-ink-400);
  pointer-events: none;
  font-size: 1rem;
}

.fdic-search-dropdown {
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  right: 0;
  background: #fff;
  border-radius: 8px;
  border: 1px solid var(--vrb-ink-200);
  box-shadow: 0 12px 40px rgba(0,0,0,0.16), 0 2px 8px rgba(0,0,0,0.06);
  z-index: 9999;
  overflow: hidden;
  max-height: 380px;
  overflow-y: auto;
}

.fdic-search-item {
  padding: 12px 18px;
  cursor: pointer;
  border-bottom: 1px solid var(--vrb-ink-100);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: background 0.12s;
}

.fdic-search-item:last-child { border-bottom: none; }
.fdic-search-item:hover { background: var(--vrb-ink-100); }

.fdic-search-item-main { flex: 1; min-width: 0; }

.fdic-search-item-right {
  text-align: right;
  flex-shrink: 0;
}

.fdic-search-item-name {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--vrb-ink-900);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.fdic-search-item-meta {
  font-size: 0.78rem;
  color: var(--vrb-ink-500);
  margin-top: 2px;
}

.fdic-search-item-assets {
  font-size: 0.75rem;
  color: var(--vrb-navy, #1F3864);
  font-weight: 600;
  margin-top: 2px;
}

.fdic-search-loading {
  padding: 16px 18px;
  color: var(--vrb-ink-500);
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  gap: 8px;
}

.fdic-search-error {
  padding: 14px 18px;
  color: var(--status-negative);
  font-size: 0.85rem;
  background: var(--status-negative-bg);
}

/* mini spinner inside search dropdown */
@keyframes fdic-spin { to { transform: rotate(360deg); } }
.fdic-search-spinner {
  display: inline-block;
  width: 14px;
  height: 14px;
  border: 2px solid var(--vrb-ink-200);
  border-top-color: var(--vrb-blue, #2E75B6);
  border-radius: 50%;
  animation: fdic-spin 0.7s linear infinite;
  flex-shrink: 0;
}

/* ---------- filter controls ---------- */
.fdic-filter-group {
  display: flex;
  align-items: center;
  gap: 5px;
  flex-shrink: 1;
  min-width: 0;
}

.fdic-filter-group-label {
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--vrb-ink-400);
  white-space: nowrap;
  margin-right: 3px;
}

.fdic-filter-sep {
  display: none;
}

.fdic-filter-select {
  padding: 4px 10px;
  border: 1.5px solid var(--vrb-ink-300);
  border-radius: 5px;
  font-size: 0.76rem;
  font-family: inherit;
  color: var(--vrb-ink-700);
  background: #fff;
  cursor: pointer;
  outline: none;
  height: 28px;
  min-width: 0;
  flex-shrink: 1;
}

.fdic-filter-select:focus { border-color: var(--vrb-blue,#2E75B6); }

.fdic-filter-btn {
  padding: 4px 9px;
  border-radius: 4px;
  border: 1.5px solid var(--vrb-ink-200);
  background: #fff;
  color: var(--vrb-ink-500);
  font-size: 0.72rem;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.12s;
  white-space: nowrap;
  height: 28px;
  line-height: 1;
}

.fdic-filter-btn:hover { border-color: var(--vrb-blue,#2E75B6); color: var(--vrb-blue,#2E75B6); }
.fdic-filter-btn.active { background: var(--vrb-navy,#1F3864); border-color: var(--vrb-navy,#1F3864); color: #fff; }

/* stress-level buttons with their own colors (inline style overrides) */
.fdic-filter-btn-stress {
  display: flex;
  align-items: center;
  gap: 5px;
}

.fdic-stress-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  flex-shrink: 0;
}

.fdic-filter-clear {
  margin-left: auto;
  padding: 4px 10px;
  border-radius: 4px;
  border: 1.5px solid var(--status-negative);
  background: var(--status-negative-bg);
  color: var(--status-negative);
  font-size: 0.72rem;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.12s;
  white-space: nowrap;
  height: 28px;
  line-height: 1;
  flex-shrink: 0;
}

.fdic-filter-clear:hover { background: var(--status-negative-bg); }

/* ---------- custom state dropdown ---------- */
.fdic-state-select {
  position: relative;
}

.fdic-state-btn {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 4px 9px;
  border-radius: 4px;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-700);
  font-size: 0.76rem;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  height: 28px;
  white-space: nowrap;
  transition: all 0.12s;
  min-width: 90px;
  max-width: 160px;
}

.fdic-state-btn:hover { border-color: var(--vrb-blue,#2E75B6); color: var(--vrb-blue,#2E75B6); }
.fdic-state-btn.active { border-color: var(--vrb-navy,#1F3864); color: var(--vrb-navy,#1F3864); background: var(--vrb-light-blue); }

.fdic-state-btn-abbr {
  font-weight: 800;
  font-size: 0.75rem;
  flex-shrink: 0;
}

.fdic-state-btn-name {
  font-size: 0.73rem;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  flex: 1;
  min-width: 0;
}

.fdic-state-arrow {
  font-size: 0.55rem;
  opacity: 0.5;
  flex-shrink: 0;
  margin-left: 2px;
}

.fdic-state-dropdown {
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  width: 230px;
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 8px;
  box-shadow: 0 12px 36px rgba(0,0,0,0.16), 0 2px 8px rgba(0,0,0,0.06);
  z-index: 9999;
  max-height: 300px;
  overflow-y: auto;
  scrollbar-width: thin;
  scrollbar-color: var(--vrb-ink-300) transparent;
}

.fdic-state-dropdown::-webkit-scrollbar { width: 5px; }
.fdic-state-dropdown::-webkit-scrollbar-track { background: transparent; }
.fdic-state-dropdown::-webkit-scrollbar-thumb { background: var(--vrb-ink-300); border-radius: 3px; }

.fdic-state-option {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 14px;
  cursor: pointer;
  font-size: 0.82rem;
  color: var(--vrb-ink-700);
  border-bottom: 1px solid var(--vrb-ink-100);
  transition: background 0.1s;
}

.fdic-state-option:last-child { border-bottom: none; }
.fdic-state-option:hover { background: var(--vrb-ink-100); }
.fdic-state-option.active { background: var(--vrb-light-blue); font-weight: 700; color: var(--vrb-navy,#1F3864); }

.fdic-state-all {
  font-weight: 600;
  color: var(--vrb-ink-500);
  font-style: italic;
}

.fdic-state-abbr {
  font-weight: 800;
  font-size: 0.72rem;
  color: var(--vrb-navy,#1F3864);
  background: var(--vrb-ink-100);
  border: 1px solid var(--vrb-ink-300);
  border-radius: 3px;
  padding: 1px 5px;
  min-width: 30px;
  text-align: center;
  flex-shrink: 0;
}

.fdic-state-name {
  flex: 1;
  color: var(--vrb-ink-700);
}

.fdic-back-btn {
  padding: 8px 16px;
  border-radius: 6px;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-700);
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.15s;
  flex-shrink: 0;
}

.fdic-back-btn:hover { border-color: var(--vrb-blue,#2E75B6); color: var(--vrb-blue,#2E75B6); }

/* ---------- watchlist chips ---------- */
.fdic-watchlist-strip {
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 8px;
  margin-bottom: 16px;
  overflow: hidden;
}

.fdic-watchlist-strip-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 16px;
  cursor: pointer;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--vrb-ink-700);
  background: var(--vrb-ink-50);
  border-bottom: 1px solid var(--vrb-ink-200);
  user-select: none;
}

.fdic-watchlist-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  padding: 12px 16px;
}

.fdic-watchlist-chip {
  display: flex;
  align-items: center;
  gap: 4px;
  background: var(--vrb-light-blue);
  border: 1px solid var(--vrb-ink-300);
  border-radius: 20px;
  padding: 4px 10px 4px 12px;
  font-size: 0.78rem;
}

.fdic-watchlist-chip-name {
  cursor: pointer;
  font-weight: 600;
  color: var(--vrb-navy,#1F3864);
}

.fdic-watchlist-chip-name:hover { text-decoration: underline; }

.fdic-watchlist-chip-x {
  border: none;
  background: none;
  cursor: pointer;
  color: var(--vrb-ink-400);
  font-size: 0.7rem;
  padding: 0 0 0 4px;
  line-height: 1;
}

.fdic-watchlist-chip-x:hover { color: var(--status-negative); }

/* ---------- leaderboard count line ---------- */
.fdic-lb-count {
  padding: 10px 20px 0;
  font-size: 0.75rem;
  color: var(--vrb-ink-400);
  font-weight: 600;
}

/* ---------- breadcrumb (kept for back-compat) ---------- */
.fdic-breadcrumb {
  padding: 16px 32px;
  max-width: 1280px;
  margin: 0 auto;
  font-size: 0.82rem;
  color: var(--vrb-ink-500);
}

.fdic-breadcrumb a { color: var(--vrb-blue, #2E75B6); text-decoration: none; }
.fdic-breadcrumb a:hover { text-decoration: underline; }
.fdic-breadcrumb span { margin: 0 6px; }

/* ---------- bank header (redesigned) ---------- */
.fdic-bank-header {
  background: var(--vrb-navy, #1F3864);
  background-image: radial-gradient(ellipse at 80% 50%, rgba(46,117,182,0.3) 0%, transparent 60%);
  border-radius: 12px;
  border: none;
  margin-bottom: 20px;
  overflow: hidden;
}

/* Top strip: identity + actions */
.fdic-bank-header-top {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: 22px 28px 18px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.fdic-bank-title {
  flex: 1;
  min-width: 0;
}

.fdic-bank-title h2 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: #fff;
  margin: 0 0 8px;
  line-height: 1.15;
}

.fdic-bank-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 14px;
  align-items: center;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
}

.fdic-bank-web {
  color: var(--vrb-blue, #2E75B6) !important;
  text-decoration: none;
}
.fdic-bank-web:hover { text-decoration: underline; }

.fdic-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 4px;
  padding: 2px 8px;
  font-size: 0.76rem;
  color: rgba(255,255,255,0.85);
  font-weight: 600;
}

.fdic-data-date {
  font-size: 0.76rem;
  background: rgba(46,117,182,0.25);
  color: var(--vrb-light-blue);
  border-radius: 4px;
  padding: 2px 8px;
  font-weight: 600;
}

.fdic-data-stale {
  background: rgba(251,191,36,0.2);
  color: #fcd34d;
  border-radius: 4px;
  padding: 2px 8px;
  font-size: 0.76rem;
  font-weight: 600;
}

.fdic-bank-actions {
  display: flex;
  gap: 8px;
  flex-shrink: 0;
  align-items: flex-start;
}

/* Bank header buttons on dark background */
.fdic-bank-header .fdic-btn-outline {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.25);
  color: rgba(255,255,255,0.85);
}
.fdic-bank-header .fdic-btn-outline:hover {
  background: rgba(255,255,255,0.15);
  border-color: rgba(255,255,255,0.5);
  color: #fff;
}
.fdic-bank-header .fdic-btn-primary {
  background: var(--vrb-blue, #2E75B6);
  border-color: var(--vrb-blue, #2E75B6);
  color: #fff;
}
.fdic-bank-header .fdic-btn-primary:hover {
  background: var(--vrb-blue);
  border-color: var(--vrb-blue);
}
.fdic-bank-header .fdic-btn-watch.watching {
  background: rgba(251,191,36,0.2);
  border-color: var(--status-caution);
  color: #fcd34d;
}

/* ── Snapshot strip (bottom of bank header) ── */
.fdic-bank-snapshot {
  display: grid;
  grid-template-columns: repeat(9, 1fr);
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.08);
}

.fdic-snap-item {
  padding: 14px 16px;
  border-right: 1px solid rgba(255,255,255,0.07);
  border-top: 1px solid rgba(255,255,255,0.07);
  min-width: 0;
}

.fdic-snap-item:last-child { border-right: none; }

@media (max-width: 1180px) {
  .fdic-bank-snapshot { grid-template-columns: repeat(4, 1fr); }
  /* Seller Signal is always the trailing item — when it lands alone in the
     last row, span it full-width instead of leaving an orphaned narrow cell
     (its darker fill already reads as a distinct "closing" row). */
  .fdic-snap-seller { grid-column: 1 / -1; }
}
@media (max-width: 620px) {
  .fdic-bank-snapshot { grid-template-columns: repeat(2, 1fr); }
}

.fdic-snap-val {
  font-family: var(--font-mono);
  font-size: 1.18rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.1;
  white-space: nowrap;
}

.fdic-snap-of100 {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.5);
  font-weight: 400;
  margin-left: 2px;
}

.fdic-snap-lbl {
  font-size: 0.68rem;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: 4px;
  white-space: normal;
  line-height: 1.35;
}

.fdic-snap-primary { background: rgba(255,255,255,0.04); }
.fdic-snap-seller { background: rgba(0,0,0,0.22); }
.fdic-snap-stress {
  background: rgba(0,0,0,0.22);
  border-left: 3px solid var(--pop, var(--vrb-blue));
}
.fdic-snap-stress .fdic-snap-val { color: var(--pop); }
.fdic-snap-badge {
  display: inline-block;
  margin-left: 6px;
  padding: 1px 8px;
  border-radius: var(--radius-pill);
  background: var(--pop, rgba(255,255,255,0.18));
  color: #fff;
  font-weight: 800;
  font-size: 0.6rem;
  letter-spacing: 0.07em;
  vertical-align: middle;
}
.fdic-snap-score  { background: rgba(0,0,0,0.1); }

.fdic-btn {
  padding: 8px 16px;
  border-radius: 5px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: all 0.18s;
  font-family: inherit;
}

.fdic-btn-outline {
  background: #fff;
  border-color: var(--vrb-ink-300);
  color: var(--vrb-ink-700);
}

.fdic-btn-outline:hover {
  border-color: var(--vrb-blue, #2E75B6);
  color: var(--vrb-blue, #2E75B6);
}

.fdic-btn-primary {
  background: var(--vrb-navy, #1F3864);
  color: #fff;
  border-color: var(--vrb-navy, #1F3864);
}

.fdic-btn-primary:hover {
  background: var(--vrb-blue, #2E75B6);
  border-color: var(--vrb-blue, #2E75B6);
}

.fdic-btn-watch.watching {
  background: var(--status-caution-bg);
  border-color: var(--status-caution);
  color: var(--status-caution);
}

/* ---------- dashboard grid ---------- */
.fdic-dashboard {
  padding-top: 8px;
}

/* ---------- section block ---------- */
.fdic-section {
  background: #fff;
  border-radius: 14px;
  border: 1px solid var(--vrb-ink-200);
  padding: 28px 32px;
  margin-bottom: 24px;
  box-shadow: 0 1px 6px rgba(0,0,0,0.04);
}

.fdic-section-title {
  font-family: var(--font-display);
  font-size: 0.82rem;
  color: var(--vrb-ink-700);
  margin: 0 0 22px;
  padding-bottom: 16px;
  padding-left: 14px;
  border-bottom: 1px solid var(--vrb-ink-100);
  display: flex;
  align-items: center;
  gap: 8px;
  position: relative;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  font-weight: 700;
}

.fdic-section-title::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 14px; /* matches padding-bottom */
  width: 3px;
  background: var(--vrb-blue, #2E75B6);
  border-radius: 2px;
}

/* ---------- stat cards row ---------- */
.fdic-stat-row {
  display: grid;
  gap: 18px;
}

.fdic-stat-row-3 { grid-template-columns: repeat(3, 1fr); }
.fdic-stat-row-4 { grid-template-columns: repeat(4, 1fr); }
.fdic-stat-row-5 { grid-template-columns: repeat(5, 1fr); }

.fdic-stat-card {
  background: var(--vrb-ink-50);
  border: 1px solid var(--vrb-ink-200);
  border-radius: 12px;
  padding: 22px 24px;
  transition: box-shadow 0.18s, border-color 0.18s, transform 0.18s;
  cursor: default;
}

.fdic-stat-card:hover {
  border-color: var(--vrb-blue, #2E75B6);
  box-shadow: 0 4px 16px rgba(46,117,182,0.1);
  transform: translateY(-2px);
}

.fdic-stat-label {
  font-size: 0.68rem;
  color: var(--vrb-ink-400);
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
  line-height: 1.4;
}

.fdic-stat-value {
  font-family: var(--font-mono);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--vrb-ink-900);
  line-height: 1.1;
}

.fdic-stat-sub {
  font-size: 0.7rem;
  color: var(--vrb-ink-400);
  margin-top: 6px;
  line-height: 1.5;
}

.fdic-trend {
  display: inline-flex;
  align-items: center;
  gap: 3px;
  font-size: 0.72rem;
  font-weight: 700;
  margin-top: 8px;
  padding: 3px 7px;
  border-radius: 4px;
}

.fdic-trend-up   { background: var(--status-positive-bg); color: var(--status-positive); }
.fdic-trend-down { background: var(--status-negative-bg); color: var(--status-negative); }
.fdic-trend-neutral { background: var(--vrb-ink-100); color: var(--vrb-ink-500); }

/* ---------- capital health cards ---------- */
.fdic-capital-card {
  background: var(--vrb-ink-50);
  border: 1px solid var(--vrb-ink-200);
  border-radius: 12px;
  padding: 22px 24px;
  transition: box-shadow 0.18s, border-color 0.18s;
}

.fdic-capital-card:hover {
  border-color: var(--vrb-blue, #2E75B6);
  box-shadow: 0 4px 16px rgba(46,117,182,0.08);
}

.fdic-capital-value {
  font-family: var(--font-mono);
  font-size: 1.6rem;
  font-weight: 700;
  line-height: 1.1;
  margin: 4px 0 10px;
}

.fdic-capital-value.green  { color: var(--status-positive); }
.fdic-capital-value.yellow { color: var(--status-caution); }
.fdic-capital-value.red    { color: var(--status-negative); }
.fdic-capital-value.blue   { color: var(--vrb-blue, #2E75B6); }

.fdic-capital-bar-track {
  height: 5px;
  background: var(--vrb-ink-200);
  border-radius: 3px;
  margin-top: 10px;
}

.fdic-capital-bar-fill {
  height: 100%;
  border-radius: 3px;
  transition: width 0.7s cubic-bezier(0.22,1,0.36,1);
}

.fdic-capital-bar-fill.green  { background: var(--status-positive); }
.fdic-capital-bar-fill.yellow { background: var(--status-caution); }
.fdic-capital-bar-fill.red    { background: var(--status-negative); }
.fdic-capital-bar-fill.blue   { background: var(--vrb-blue, #2E75B6); }

.fdic-capital-bar-fill.green  { background: var(--status-positive); }
.fdic-capital-bar-fill.yellow { background: var(--status-caution); }
.fdic-capital-bar-fill.red    { background: var(--status-negative); }
.fdic-capital-bar-fill.blue   { background: var(--vrb-blue, #2E75B6); }

.fdic-threshold-label {
  font-size: 0.7rem;
  color: var(--vrb-ink-400);
  margin-top: 5px;
}

/* ---------- opportunity score ---------- */
.fdic-score-wrap {
  display: flex;
  align-items: stretch;
  gap: 0;
  background: var(--vrb-navy, #1F3864);
  background-image: radial-gradient(ellipse at 20% 50%, rgba(46,117,182,0.4) 0%, transparent 55%);
  border-radius: 10px;
  overflow: hidden;
}

.fdic-score-gauge-area {
  flex-shrink: 0;
  text-align: center;
  padding: 28px 32px;
  border-right: 1px solid rgba(255,255,255,0.1);
  min-width: 150px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.fdic-score-number {
  font-family: var(--font-display);
  font-size: 4rem;
  font-weight: 700;
  line-height: 1;
  margin-bottom: 6px;
}

.fdic-score-band {
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 20px;
  display: inline-block;
}

/* dark-bg context (OpportunityScore section) */
.fdic-score-wrap .fdic-score-band.low      { background: rgba(107,114,128,0.25); color: var(--vrb-ink-300); }
.fdic-score-wrap .fdic-score-band.moderate { background: rgba(217,119,6,0.25);   color: #fcd34d; }
.fdic-score-wrap .fdic-score-band.high     { background: rgba(22,163,74,0.25);   color: var(--status-positive); }
/* light-bg context (branches panel, etc.) */
.fdic-score-band.low      { background: var(--vrb-ink-100); color: var(--vrb-ink-500); border: 1px solid var(--vrb-ink-300); }
.fdic-score-band.moderate { background: var(--status-caution-bg); color: var(--status-caution); border: 1px solid #fcd34d; }
.fdic-score-band.high     { background: var(--status-positive-bg); color: var(--status-positive); border: 1px solid var(--status-positive); }

.fdic-score-details {
  flex: 1;
  padding: 24px 28px;
}

.fdic-score-breakdown {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 16px;
}

.fdic-score-component {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 12px 16px;
}

.fdic-score-component-label {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.55);
  margin-bottom: 4px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.fdic-score-component-pts {
  font-family: var(--font-mono);
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
}

.fdic-score-desc {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  line-height: 1.55;
  padding: 12px 16px;
  background: rgba(255,255,255,0.06);
  border-left: 3px solid var(--vrb-blue, #2E75B6);
  border-radius: 0 6px 6px 0;
}

/* ---------- texas ratio ---------- */
.fdic-texas-wrap {
  display: flex;
  align-items: center;
  gap: 32px;
}

.fdic-texas-gauge {
  flex-shrink: 0;
}

.fdic-texas-info {
  flex: 1;
}

.fdic-texas-value {
  font-family: var(--font-mono);
  font-size: 2.4rem;
  font-weight: 700;
  line-height: 1;
  margin-bottom: 6px;
}

.fdic-texas-band {
  font-size: 0.82rem;
  font-weight: 700;
  padding: 3px 12px;
  border-radius: 20px;
  display: inline-block;
  margin-bottom: 12px;
}

.fdic-texas-band.healthy  { background: var(--status-positive-bg); color: var(--status-positive); }
.fdic-texas-band.watch    { background: var(--status-caution-bg); color: var(--status-caution); }
.fdic-texas-band.stressed { background: var(--status-caution-bg); color: var(--status-caution); }
.fdic-texas-band.danger   { background: var(--status-negative-bg); color: var(--status-negative); }

.fdic-texas-formula {
  font-size: 0.75rem;
  color: var(--vrb-ink-400);
  font-family: var(--font-mono);
  margin-top: 8px;
}

/* ---------- chart containers ---------- */
.fdic-chart-container {
  position: relative;
  width: 100%;
}

.fdic-chart-container canvas {
  max-width: 100%;
}

/* ---------- category tabs ---------- */
.fdic-tabs {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.fdic-tab {
  padding: 6px 14px;
  border-radius: 5px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-500);
  transition: all 0.15s;
  font-family: inherit;
}

.fdic-tab:hover {
  border-color: var(--vrb-blue, #2E75B6);
  color: var(--vrb-blue, #2E75B6);
}

.fdic-tab.active {
  background: var(--vrb-navy, #1F3864);
  border-color: var(--vrb-navy, #1F3864);
  color: #fff;
}

.fdic-metric-toggle {
  display: flex;
  gap: 6px;
  margin-bottom: 16px;
}

.fdic-metric-pill {
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 600;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: all 0.15s;
  font-family: inherit;
}

.fdic-metric-pill.p30  { background: var(--status-caution-bg); color: var(--status-caution); border-color: var(--status-caution); }
.fdic-metric-pill.p90  { background: var(--vrb-light-blue); color: var(--vrb-navy); border-color: var(--vrb-navy); }
.fdic-metric-pill.pnon { background: var(--status-negative-bg); color: var(--status-negative); border-color: var(--status-negative); }
.fdic-metric-pill.inactive { background: var(--vrb-ink-100); color: var(--vrb-ink-400); border-color: var(--vrb-ink-300); }

/* Mobile card list, swapped in for the table below the breakpoint — see
   .fdic-rt-desktop-only / .fdic-rt-mobile-only toggle further down. */
.fdic-rt-cards { display: flex; flex-direction: column; gap: 10px; }
.fdic-rt-card {
  border: 1px solid var(--vrb-ink-200);
  border-radius: var(--radius-md);
  background: var(--vrb-white);
  padding: 14px 16px;
  cursor: pointer;
  transition: border-color var(--dur-fast,120ms), box-shadow var(--dur-fast,120ms);
}
.fdic-rt-card:active { border-color: var(--vrb-blue); }
.fdic-rt-card-top { display: flex; align-items: flex-start; gap: 10px; }
.fdic-rt-card-rank { flex-shrink: 0; font-family: var(--font-mono); font-size: 0.72rem; color: var(--vrb-ink-400); font-weight: 700; padding-top: 2px; min-width: 18px; }
.fdic-rt-card-id { flex: 1; min-width: 0; }
.fdic-rt-card .fdic-rt-star { flex-shrink: 0; }
.fdic-rt-card-signal { font-size: 0.82rem; font-weight: 600; color: var(--vrb-navy); margin-top: 10px; }
.fdic-rt-card-pills { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.fdic-rt-card-metrics {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 8px 14px;
  margin-top: 12px; padding-top: 12px; border-top: 1px solid var(--vrb-ink-100);
}
.fdic-rt-card-metrics > div { display: flex; justify-content: space-between; gap: 8px; font-size: 0.76rem; }
.fdic-rt-card-metrics span { color: var(--vrb-ink-400); }
.fdic-rt-card-metrics strong { font-family: var(--font-mono); color: var(--vrb-ink-900); font-weight: 600; white-space: nowrap; }

.fdic-rt-mobile-only { display: none; }
@media (max-width: 720px) {
  .fdic-rt-desktop-only { display: none; }
  .fdic-rt-mobile-only { display: flex; }
}
.fdic-table-wrap {
  overflow-x: auto;
  border-radius: 10px;
  border: 1px solid var(--vrb-ink-200);
}

.fdic-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
}

.fdic-table thead tr {
  background: var(--vrb-navy, #1F3864);
}

.fdic-table th {
  padding: 11px 16px;
  text-align: left;
  font-size: 0.7rem;
  color: rgba(255,255,255,0.75) !important;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  white-space: nowrap;
}

.fdic-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--vrb-ink-100);
  color: var(--vrb-ink-900);
  font-family: var(--font-mono);
  font-size: 0.82rem;
}

.fdic-table td.label-cell {
  font-family: inherit;
  font-weight: 600;
  color: var(--vrb-ink-900);
  font-size: 0.85rem;
}

.fdic-table tbody tr:last-child td { border-bottom: none; }
.fdic-table tbody tr:nth-child(even) { background: var(--vrb-ink-50); }
.fdic-table tbody tr:hover { background: var(--vrb-light-blue); transition: background 0.12s; }

.fdic-npl-pct {
  font-weight: 700;
}

.fdic-npl-pct.low    { color: var(--status-positive); }
.fdic-npl-pct.mid    { color: var(--status-caution); }
.fdic-npl-pct.high   { color: var(--status-negative); }

/* ---------- peer benchmarking ---------- */
.fdic-peer-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.fdic-peer-card {
  background: var(--vrb-ink-50);
  border: 1px solid var(--vrb-ink-200);
  border-radius: 10px;
  padding: 18px 20px;
  transition: box-shadow 0.18s, border-color 0.18s;
}

.fdic-peer-card:hover {
  border-color: var(--vrb-blue, #2E75B6);
  box-shadow: 0 4px 16px rgba(46,117,182,0.08);
}

.fdic-peer-card-label {
  font-size: 0.7rem;
  color: var(--vrb-ink-400);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 700;
  margin-bottom: 10px;
}

.fdic-peer-compare {
  display: flex;
  align-items: flex-end;
  gap: 12px;
  margin-bottom: 10px;
}

.fdic-peer-this {
  font-family: var(--font-mono);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--vrb-ink-900);
}

.fdic-peer-median {
  font-size: 0.75rem;
  color: var(--vrb-ink-400);
  padding-bottom: 3px;
}

.fdic-peer-delta {
  font-size: 0.72rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 4px;
}

.fdic-peer-delta.above { background: var(--status-negative-bg); color: var(--status-negative); }
.fdic-peer-delta.below { background: var(--status-positive-bg); color: var(--status-positive); }
.fdic-peer-delta.inline { background: var(--vrb-ink-100); color: var(--vrb-ink-500); }

/* ---------- history section ---------- */
.fdic-history-empty {
  color: var(--vrb-ink-400);
  font-size: 0.88rem;
  padding: 20px 0;
  text-align: center;
}

/* ---------- comparison tool ---------- */
.fdic-compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.fdic-compare-col-head {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--vrb-navy, #1F3864);
  padding-bottom: 12px;
  border-bottom: 2px solid var(--vrb-navy, #1F3864);
  margin-bottom: 12px;
}

.fdic-compare-row {
  display: flex;
  justify-content: space-between;
  padding: 7px 0;
  border-bottom: 1px solid var(--vrb-ink-100);
  font-size: 0.83rem;
}

.fdic-compare-row-label { color: var(--vrb-ink-500); }
.fdic-compare-row-val {
  font-family: var(--font-mono);
  font-weight: 600;
  color: var(--vrb-ink-900);
}

/* ---------- leaderboard (landing state) ---------- */
.fdic-landing {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.fdic-leaderboard-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.fdic-leaderboard-title {
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--vrb-ink-900);
}

.fdic-state-filter {
  padding: 7px 12px;
  border: 1.5px solid var(--vrb-ink-300);
  border-radius: 5px;
  font-size: 0.82rem;
  color: var(--vrb-ink-700);
  background: #fff;
  cursor: pointer;
  font-family: inherit;
  outline: none;
}

.fdic-state-filter:focus {
  border-color: var(--vrb-blue, #2E75B6);
}

.fdic-rank-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  font-size: 0.72rem;
  font-weight: 700;
  background: var(--vrb-ink-100);
  color: var(--vrb-ink-700);
}


.fdic-leaderboard-name {
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--vrb-ink-900);
  cursor: pointer;
}

.fdic-leaderboard-name:hover {
  color: var(--vrb-blue, #2E75B6);
  text-decoration: underline;
}

.fdic-leaderboard-location {
  font-size: 0.75rem;
  color: var(--vrb-ink-400);
}

/* ---------- failed banks ---------- */
.fdic-failed-badge {
  display: inline-flex;
  align-items: center;
  padding: 2px 8px;
  border-radius: 3px;
  font-size: 0.72rem;
  font-weight: 700;
  background: var(--status-negative-bg);
  color: var(--status-negative);
}

/* ---------- skeleton loader ---------- */
.fdic-skeleton {
  background: linear-gradient(90deg, var(--vrb-ink-100) 25%, var(--vrb-ink-200) 50%, var(--vrb-ink-100) 75%);
  background-size: 200% 100%;
  animation: fdic-shimmer 1.4s infinite;
  border-radius: 4px;
}

@keyframes fdic-shimmer {
  0%   { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.fdic-skeleton-text {
  height: 14px;
  margin-bottom: 8px;
  border-radius: 3px;
}

.fdic-skeleton-value {
  height: 36px;
  width: 60%;
  border-radius: 4px;
}

.fdic-skeleton-card {
  height: 100px;
  border-radius: 8px;
}

/* ---------- empty / error states ---------- */
.fdic-empty {
  text-align: center;
  padding: 60px 32px;
  color: var(--vrb-ink-400);
}

.fdic-empty-icon {
  font-size: 2.5rem;
  margin-bottom: 12px;
}

.fdic-empty h3 {
  font-size: 1rem;
  color: var(--vrb-ink-500);
  margin: 0 0 6px;
}

.fdic-empty p {
  font-size: 0.85rem;
  margin: 0;
}

.fdic-error-banner {
  background: var(--status-negative-bg);
  border: 1px solid var(--status-negative-bg);
  border-radius: 6px;
  padding: 12px 16px;
  font-size: 0.85rem;
  color: var(--status-negative);
  margin-bottom: 16px;
}

/* ---------- funding alert ---------- */
.fdic-funding-alert {
  margin-top: 12px;
  padding: 10px 14px;
  background: var(--status-negative-bg);
  border: 1px solid rgba(234,88,12,0.25);
  border-left: 3px solid var(--alert-color, var(--status-caution));
  border-radius: 6px;
  font-size: 0.82rem;
  color: var(--vrb-ink-700);
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.fdic-funding-alert-icon {
  font-size: 0.95rem;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ---------- export bar ---------- */
.fdic-export-bar {
  display: flex;
  gap: 8px;
  justify-content: flex-end;
  margin-bottom: 20px;
}

/* ---------- watchlist panel (sidebar) ---------- */
.fdic-watchlist-panel {
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 10px;
  padding: 20px;
}

.fdic-watchlist-title {
  font-family: var(--font-display);
  font-size: 0.95rem;
  color: var(--vrb-ink-900);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.fdic-watchlist-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  border-bottom: 1px solid var(--vrb-ink-100);
}

.fdic-watchlist-item:last-child { border-bottom: none; }

.fdic-watchlist-item-name {
  font-size: 0.83rem;
  font-weight: 600;
  color: var(--vrb-ink-900);
  cursor: pointer;
}

.fdic-watchlist-item-name:hover {
  color: var(--vrb-blue, #2E75B6);
}

.fdic-watchlist-item-loc {
  font-size: 0.73rem;
  color: var(--vrb-ink-400);
}

.fdic-watchlist-remove {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--vrb-ink-300);
  font-size: 0.9rem;
  padding: 2px 4px;
  border-radius: 3px;
  transition: color 0.15s;
}

.fdic-watchlist-remove:hover { color: var(--status-negative); }

.fdic-watchlist-empty {
  font-size: 0.82rem;
  color: var(--vrb-ink-400);
  text-align: center;
  padding: 16px 0;
}

/* ---------- chart footnote ---------- */
.fdic-chart-note {
  font-size: 0.73rem;
  color: var(--vrb-ink-400);
  text-align: center;
  margin-top: 8px;
}

/* ---------- two-col layout ---------- */
.fdic-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

/* ---------- responsive ---------- */
@media (max-width: 900px) {
  .fdic-inner,
  .fdic-dashboard,
  .fdic-page-body { padding-left: 16px; padding-right: 16px; }

  .fdic-stat-row-3,
  .fdic-stat-row-4,
  .fdic-stat-row-5 { grid-template-columns: repeat(2, 1fr); }

  .fdic-control-inner { padding: 10px 16px; gap: 8px; }
  .fdic-control-filter-row .fdic-control-inner { flex-wrap: wrap; }
  .fdic-filter-groups { gap: 8px; }
  .fdic-search-wrap { width: 100%; }
  .fdic-two-col { grid-template-columns: 1fr; }
  .fdic-score-wrap { flex-direction: column; }
  .fdic-texas-wrap { flex-direction: column; }
  .fdic-peer-row { grid-template-columns: repeat(2, 1fr); }
  .fdic-compare-grid { grid-template-columns: 1fr; }
  .fdic-bank-header-inner { flex-wrap: wrap; }
}

@media (max-width: 540px) {
  .fdic-stat-row-3,
  .fdic-stat-row-4,
  .fdic-stat-row-5 { grid-template-columns: 1fr; }
  .fdic-peer-row { grid-template-columns: 1fr; }
  .fdic-score-breakdown { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  /* Un-stick the filter bar and section-jump nav on mobile: the filter
     panel wraps into many rows here, and a tall sticky bar would
     permanently cover the results scrolling underneath it. */
  .fdic-control-bar,
  .fdic-section-nav {
    position: static;
    top: auto;
    box-shadow: none;
  }

  .fdic-control-inner { flex-wrap: wrap; row-gap: 10px; }
  .fdic-filter-group { width: 100%; flex-wrap: wrap; }
  .fdic-filter-select,
  .fdic-state-select,
  .fdic-state-btn { flex: 1; max-width: none; }
  .fdic-filter-sep { display: none; }
  .fdic-filter-clear { margin-left: 0; width: 100%; text-align: center; }

  .fdic-hero-band { padding: 28px 20px; min-height: 0; }
  .fdic-hero-title { font-size: 30px; }

  .fdic-bank-header-top { flex-wrap: wrap; }
  .fdic-bank-actions { width: 100%; }
  .fdic-bank-actions .fdic-btn { flex: 1; }

  .fdic-score-ftable { overflow-x: auto; }
  .fdic-score-fthead,
  .fdic-score-frow { grid-template-columns: 1fr 60px 60px 46px; gap: 8px; padding: 10px 12px; }

  .fdic-lb-header { flex-direction: column; align-items: stretch; }
  .fdic-lb-controls { width: 100%; }
  .fdic-lb-sort { flex-wrap: wrap; }
}

/* ---------- sticky section nav ---------- */
.fdic-section-nav {
  position: sticky;
  top: calc(72px + 57px); /* site nav 72px + fdic search row ~57px */
  z-index: 180;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--vrb-ink-200);
  transition: box-shadow 0.2s;
}

.fdic-section-nav.stuck {
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}

.fdic-section-nav-inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 48px;
  gap: 16px;
}

.fdic-section-nav-left {
  display: flex;
  align-items: center;
  gap: 16px;
  min-width: 0;
  flex: 1;
}

.fdic-section-nav-bank {
  display: flex;
  align-items: baseline;
  gap: 8px;
  min-width: 0;
  flex-shrink: 0;
}

.fdic-section-nav-name {
  font-family: var(--font-display);
  font-size: 0.88rem;
  color: var(--vrb-ink-900);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 200px;
}

.fdic-section-nav-assets {
  font-size: 0.75rem;
  color: var(--vrb-ink-500);
  white-space: nowrap;
}

.fdic-section-tabs {
  display: flex;
  align-items: center;
  gap: 2px;
}

.fdic-section-tab {
  padding: 6px 14px;
  border-radius: 5px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  background: transparent;
  color: var(--vrb-ink-500);
  transition: all 0.15s;
  font-family: inherit;
  white-space: nowrap;
}

.fdic-section-tab:hover {
  background: var(--vrb-ink-100);
  color: var(--vrb-ink-900);
}

.fdic-section-tab.active {
  background: var(--vrb-navy, #1F3864);
  color: #fff;
}

.fdic-branch-tab {
  flex-shrink: 0;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-700);
}

.fdic-branch-tab:hover {
  border-color: var(--vrb-blue, #2E75B6);
  color: var(--vrb-blue, #2E75B6);
  background: #fff;
}

@media (max-width: 900px) {
  .fdic-section-nav-bank { display: none; }
  .fdic-section-nav-inner { padding: 0 16px; }
  .fdic-section-tab { padding: 6px 10px; font-size: 0.78rem; }
}

/* ---------- branches panel ---------- */
.fdic-branches-panel {
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 10px;
  margin: 0 32px 20px;
  overflow: hidden;
}

.fdic-branches-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  border-bottom: 1px solid var(--vrb-ink-200);
  background: var(--vrb-ink-50);
  flex-wrap: wrap;
  gap: 10px;
}

.fdic-branches-body {
  display: flex;
  min-height: 360px;
}

.fdic-branches-list-col {
  width: 280px;
  flex-shrink: 0;
  border-right: 1px solid var(--vrb-ink-200);
  display: flex;
  flex-direction: column;
}

.fdic-branches-filter {
  padding: 10px 14px;
  border: none;
  border-bottom: 1px solid var(--vrb-ink-200);
  font-size: 0.83rem;
  font-family: inherit;
  background: var(--vrb-ink-50);
  color: var(--vrb-ink-900);
  outline: none;
  width: 100%;
  box-sizing: border-box;
}

.fdic-branches-filter::placeholder { color: var(--vrb-ink-400); }
.fdic-branches-filter:focus { background: #fff; border-bottom-color: var(--vrb-blue, #2E75B6); }

.fdic-branches-list {
  flex: 1;
  overflow-y: auto;
  max-height: 420px;
}

.fdic-branch-item {
  padding: 10px 16px;
  cursor: pointer;
  border-bottom: 1px solid var(--vrb-ink-100);
  transition: background 0.12s;
  background: #fff;
  color: var(--vrb-ink-900);
}

.fdic-branch-item:hover { background: var(--vrb-light-blue); }

.fdic-branch-item.active {
  background: var(--vrb-navy, #1F3864);
  color: #fff;
  border-bottom-color: transparent;
}

.fdic-branch-detail {
  flex: 1;
  padding: 24px 28px;
  background: #fff;
}

.fdic-branch-detail-title {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--vrb-ink-900);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
}

.fdic-branch-detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 32px;
}

.fdic-branch-detail-label {
  font-size: 0.72rem;
  color: var(--vrb-ink-500);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  font-weight: 600;
  margin-bottom: 4px;
}

.fdic-branch-detail-value {
  font-size: 0.9rem;
  color: var(--vrb-ink-900);
}

.fdic-branch-note {
  margin-top: 20px;
  padding: 12px 16px;
  background: var(--vrb-light-blue);
  border-radius: 6px;
  font-size: 0.78rem;
  color: var(--vrb-ink-500);
  line-height: 1.5;
}

@media (max-width: 900px) {
  .fdic-branches-panel { margin: 0 0 20px; }
  .fdic-branches-body { flex-direction: column; }
  .fdic-branches-list-col { width: 100%; border-right: none; border-bottom: 1px solid var(--vrb-ink-200); }
  .fdic-branches-list { max-height: 200px; }
  .fdic-branch-detail-grid { grid-template-columns: 1fr; }
}

/* ---------- leaderboard redesign ---------- */
.fdic-leaderboard-wrap {
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 12px;
  margin-bottom: 20px;
  overflow: hidden;
}
.fdic-landing > .fdic-leaderboard-wrap:last-child { margin-bottom: 0; }

.fdic-lb-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  padding: 20px 24px 16px;
  border-bottom: 1px solid var(--vrb-ink-200);
  gap: 16px;
  flex-wrap: wrap;
}

.fdic-lb-title {
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--vrb-ink-900);
}

.fdic-lb-sub {
  font-size: 0.78rem;
  color: var(--vrb-ink-400);
  margin-top: 3px;
}

.fdic-lb-controls {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.fdic-lb-sort {
  display: flex;
  gap: 4px;
}

.fdic-lb-sort-btn {
  padding: 5px 12px;
  border-radius: 5px;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-500);
  font-size: 0.78rem;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.15s;
}

.fdic-lb-sort-btn:hover { border-color: var(--vrb-blue,#2E75B6); color: var(--vrb-blue,#2E75B6); }
.fdic-lb-sort-btn.active { background: var(--vrb-navy,#1F3864); border-color: var(--vrb-navy,#1F3864); color: #fff; }

/* stress distribution strip */
.fdic-dist-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-bottom: 1px solid var(--vrb-ink-200);
}

.fdic-dist-item {
  padding: 14px 20px;
  border-right: 1px solid var(--vrb-ink-200);
  background: var(--dist-bg);
}

.fdic-dist-item:last-child { border-right: none; }

.fdic-dist-count {
  font-family: var(--font-display);
  font-size: 1.4rem;
  color: var(--dist-color);
  line-height: 1;
}

.fdic-dist-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--dist-color);
  margin: 3px 0 8px;
  opacity: 0.8;
}

.fdic-dist-bar {
  height: 4px;
  background: rgba(0,0,0,0.08);
  border-radius: 2px;
  overflow: hidden;
}

.fdic-dist-fill {
  height: 100%;
  background: var(--dist-color);
  border-radius: 2px;
  transition: width 0.6s ease;
}

/* loading state */
.fdic-lb-loading {
  text-align: center;
  padding: 56px 24px;
  color: var(--vrb-ink-500);
  font-size: 0.88rem;
}

.fdic-lb-spinner {
  width: 32px;
  height: 32px;
  border: 3px solid var(--vrb-ink-200);
  border-top-color: var(--vrb-blue,#2E75B6);
  border-radius: 50%;
  animation: fdic-spin 0.8s linear infinite;
  margin: 0 auto 16px;
}

@keyframes fdic-spin { to { transform: rotate(360deg); } }

/* bank cards */
.fdic-bank-cards {
  display: flex;
  flex-direction: column;
}

.fdic-bank-card {
  display: grid;
  grid-template-columns: 52px 1fr auto 20px;
  align-items: center;
  gap: 16px;
  padding: 16px 20px;
  border-bottom: 1px solid var(--vrb-ink-100);
  cursor: pointer;
  transition: background 0.12s;
  border-left: 3px solid transparent;
}

.fdic-bank-card:hover { background: var(--vrb-ink-50); }
.fdic-bank-card:last-child { border-bottom: none; }

.fdic-bank-card--healthy { border-left-color: var(--status-positive); }
.fdic-bank-card--watch   { border-left-color: var(--status-caution); }
.fdic-bank-card--stressed{ border-left-color: var(--status-caution); }
.fdic-bank-card--danger  { border-left-color: var(--status-negative); }

.fdic-bc-rank { display: flex; justify-content: center; }

.fdic-bc-main { min-width: 0; flex: 1; }

.fdic-bc-name {
  font-family: var(--font-display);
  font-size: 0.92rem;
  color: var(--vrb-ink-900);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  margin-bottom: 3px;
}

.fdic-bank-card:hover .fdic-bc-name { color: var(--vrb-blue,#2E75B6); }

.fdic-bc-loc {
  font-size: 0.75rem;
  color: var(--vrb-ink-400);
  margin-bottom: 8px;
}

.fdic-bc-bar-row {
  display: flex;
  align-items: center;
  gap: 8px;
}

.fdic-bc-bar-label {
  font-size: 0.7rem;
  color: var(--vrb-ink-400);
  white-space: nowrap;
  min-width: 72px;
}

.fdic-bc-bar-track {
  flex: 1;
  max-width: 120px;
  height: 6px;
  background: var(--vrb-ink-200);
  border-radius: 3px;
  overflow: hidden;
}

.fdic-bc-bar-fill {
  height: 100%;
  border-radius: 3px;
  transition: width 0.4s ease;
}

.fdic-bc-bar-val {
  font-size: 0.82rem;
  font-weight: 700;
  min-width: 48px;
}

.fdic-bc-band-pill {
  font-size: 0.68rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 20px;
  white-space: nowrap;
}

.fdic-bc-stats {
  display: flex;
  gap: 20px;
  align-items: center;
}

.fdic-bc-stat { text-align: right; }

.fdic-bc-stat-val {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--vrb-ink-900);
  white-space: nowrap;
}

.fdic-bc-stat-lbl {
  font-size: 0.68rem;
  color: var(--vrb-ink-400);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-top: 1px;
}

.fdic-bc-stat-band {
  font-size: 0.62rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: 2px;
}

.fdic-bc-stat--score {
  min-width: 52px;
}

.fdic-bc-arrow {
  font-size: 1.2rem;
  color: var(--vrb-ink-300);
}

.fdic-bank-card:hover .fdic-bc-arrow { color: var(--vrb-blue,#2E75B6); }

@media (max-width: 900px) {
  .fdic-bank-card { grid-template-columns: 40px 1fr 20px; gap: 10px; }
  .fdic-bc-stats { display: none; }
  .fdic-dist-strip { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 540px) {
  .fdic-bank-card { grid-template-columns: 36px 1fr 16px; padding: 12px 14px; }
  .fdic-bc-bar-track { max-width: 80px; }
  .fdic-dist-strip { grid-template-columns: 1fr 1fr; }
  .fdic-lb-sort-btn { padding: 4px 8px; font-size: 0.72rem; }
}

/* ---------- signal overview cards ---------- */
.fdic-signal-overview {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  padding: 20px 24px 4px;
}
.fdic-signal-card {
  text-align: left;
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: var(--radius-md, 4px);
  padding: 14px 14px 8px;
  cursor: pointer;
  font-family: inherit;
  transition: border-color var(--dur-fast,120ms) var(--ease-standard), box-shadow var(--dur-fast,120ms) var(--ease-standard);
  display: flex;
  flex-direction: column;
  gap: 4px;
  /* Grid items default to a min-width equal to their content's intrinsic
     width, not the track width — a long title/threshold string can then
     force the card wider than its column, overflowing past the parent's
     rounded edge and getting clipped by its overflow:hidden (the "cut
     corner" bug). min-width: 0 lets the card actually shrink to fit. */
  min-width: 0;
}
.fdic-signal-card:hover { border-color: var(--vrb-blue,#2E75B6); box-shadow: var(--shadow-sm); }
.fdic-signal-card.active { border-color: var(--vrb-navy,#1F3864); box-shadow: inset 0 0 0 1px var(--vrb-navy,#1F3864); }
.fdic-signal-card-head { display: flex; align-items: baseline; justify-content: space-between; gap: 8px; min-width: 0; }
.fdic-signal-card-title { font-family: var(--font-display); font-size: 0.82rem; color: var(--vrb-ink-900); line-height: 1.2; min-width: 0; }
.fdic-signal-card-count { font-family: var(--font-mono); font-size: 1.35rem; font-weight: var(--weight-bold,700); color: var(--vrb-navy,#1F3864); }
.fdic-signal-card-desc { font-size: 0.7rem; color: var(--vrb-ink-500); }
.fdic-signal-card-thresh { font-size: 0.64rem; color: var(--vrb-ink-400); font-family: var(--font-mono); margin-bottom: 4px; }
.fdic-signal-card-top { display: flex; flex-direction: column; gap: 2px; border-top: 1px solid var(--vrb-ink-100); padding-top: 6px; margin-top: 2px; }
.fdic-signal-top-row { display: flex; align-items: baseline; justify-content: space-between; gap: 8px; padding: 2px 0; border-radius: 3px; }
.fdic-signal-top-row:hover { background: var(--vrb-ink-50); }
.fdic-signal-top-name { font-size: 0.7rem; color: var(--vrb-ink-700); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.fdic-signal-top-metric { font-family: var(--font-mono); font-size: 0.7rem; font-weight: var(--weight-semibold,600); color: var(--vrb-ink-900); flex-shrink: 0; }
.fdic-signal-top-empty { font-size: 0.66rem; color: var(--vrb-ink-400); font-style: italic; padding: 2px 0; }

/* ---------- ranked signal table ---------- */
.fdic-rank-table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
/* "Fewer columns" default — hides the secondary metric columns behind a
   "Show all columns" toggle so the table reads clean by default. */
.fdic-rank-table-scroll--lean [data-col="extra"] { display: none; }
.fdic-rank-table { width: 100%; border-collapse: collapse; font-size: 0.8rem; }
.fdic-rank-table thead th {
  position: sticky; top: 0; z-index: 2;
  background: var(--vrb-navy,#1F3864); color: #fff;
  font-size: 0.66rem; font-weight: var(--weight-bold,700);
  text-transform: uppercase; letter-spacing: var(--tracking-caps,.06em);
  text-align: left; padding: 9px 12px; white-space: nowrap;
}
.fdic-rank-table thead th.fdic-rt-num, .fdic-rank-table thead th.fdic-rt-seller, .fdic-rank-table thead th.fdic-rt-status { text-align: right; }
/* Keep the bank identity column visible while the rest of this wide table
   scrolls under it — otherwise a 14-column table is unreadable on mobile. */
.fdic-rank-table thead th.fdic-rt-bank, .fdic-rank-table td.fdic-rt-bank {
  position: sticky; left: 0; z-index: 1;
}
.fdic-rank-table thead th.fdic-rt-bank { z-index: 3; background: var(--vrb-navy,#1F3864); }
.fdic-rank-table td.fdic-rt-bank { background: var(--vrb-white); box-shadow: 1px 0 0 var(--vrb-ink-100); min-width: 180px; }
.fdic-rt-row:nth-child(even) td.fdic-rt-bank { background: var(--vrb-ink-50); }
.fdic-rt-row:hover td.fdic-rt-bank { background: var(--vrb-light-blue,#D9E1F2); }
.fdic-rt-row { border-bottom: 1px solid var(--vrb-ink-100); cursor: pointer; transition: background var(--dur-fast,120ms); }
.fdic-rt-row:nth-child(even) { background: var(--vrb-ink-50); }
.fdic-rt-row:hover { background: var(--vrb-light-blue,#D9E1F2); }
.fdic-rank-table td { padding: 9px 12px; vertical-align: middle; }
.fdic-rt-rank { width: 36px; text-align: center; font-family: var(--font-mono); color: var(--vrb-ink-400); font-size: 0.74rem; }
.fdic-rt-watch { width: 30px; }
.fdic-rt-star { background: none; border: none; cursor: pointer; padding: 2px; color: var(--vrb-ink-300); display: flex; transition: color var(--dur-fast,120ms); }
.fdic-rt-star:hover { color: var(--vrb-blue,#2E75B6); }
.fdic-rt-star.on { color: var(--vrb-blue,#2E75B6); }
.fdic-rt-name { font-weight: var(--weight-semibold,600); color: var(--vrb-ink-900); }
.fdic-rt-row:hover .fdic-rt-name { color: var(--vrb-navy,#1F3864); }
.fdic-rt-sub { font-size: 0.68rem; color: var(--vrb-ink-400); font-family: var(--font-mono); margin-top: 1px; }
.fdic-rt-num { text-align: right; font-family: var(--font-mono); color: var(--vrb-ink-800); white-space: nowrap; }
.fdic-csv-btn { font-size: 0.72rem; padding: 5px 12px; white-space: nowrap; flex: none; }
.fdic-gate { margin-top: 18px; }
.fdic-gate-lead {
  display: flex; align-items: center; gap: 14px;
  padding: 16px 20px; margin-bottom: 18px;
  background: var(--vrb-light-blue); border: 1px solid var(--vrb-ink-200);
  border-radius: var(--radius-md, 4px);
}
.fdic-gate-lock {
  flex: none; width: 38px; height: 38px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--vrb-white); color: var(--vrb-navy); border: 1px solid var(--vrb-ink-200);
}
.fdic-gate-title { font-weight: var(--weight-semibold, 600); color: var(--vrb-navy); font-size: 0.96rem; }
.fdic-gate-sub { color: var(--vrb-ink-700); font-size: 0.84rem; margin-top: 2px; }
.fdic-gate .cta-section { border-radius: var(--radius-lg, 8px); }
.fdic-rt-seller { text-align: right; }
.fdic-rt-badges { min-width: 130px; }
.fdic-rt-primary { font-size: 0.74rem; font-weight: var(--weight-semibold,600); color: var(--vrb-navy,#1F3864); white-space: nowrap; min-width: 118px; }
.fdic-rt-status { text-align: right; white-space: nowrap; }
.fdic-status-pill {
  display: inline-block; padding: 2px 9px; border-radius: var(--radius-pill,999px);
  border: 1.5px solid currentColor; font-size: 0.64rem; font-weight: var(--weight-bold,700);
  letter-spacing: .03em; text-transform: uppercase;
}
.fdic-rt-empty, .fdic-rt-nobadge { color: var(--vrb-ink-400); }
.fdic-rt-empty { text-align: center; padding: 28px 12px; font-style: italic; }
.fdic-badge-row { display: flex; flex-wrap: wrap; gap: 4px; }
.fdic-sig-badge {
  display: inline-block; padding: 2px 7px; border-radius: var(--radius-pill,999px);
  font-size: 0.62rem; font-weight: var(--weight-bold,700); white-space: nowrap;
  letter-spacing: .02em;
}
.fdic-seller-pill {
  display: inline-block; padding: 3px 10px; border-radius: var(--radius-pill,999px);
  border: 1.5px solid; font-family: var(--font-mono); font-size: 0.72rem;
  font-weight: var(--weight-bold,700); white-space: nowrap;
}
.fdic-rt-foot { font-size: 0.68rem; color: var(--vrb-ink-400); padding: 12px 24px 16px; font-style: italic; }

@media (max-width: 1100px) {
  .fdic-signal-overview { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 640px) {
  .fdic-signal-overview { grid-template-columns: minmax(0, 1fr); }
}

/* ---------- leaderboard pagination ---------- */
.fdic-pagination {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 20px 0 4px;
  border-top: 1px solid var(--vrb-ink-200);
  margin-top: 4px;
}

.fdic-page-btn {
  padding: 8px 20px;
  border-radius: 6px;
  border: 1.5px solid var(--vrb-ink-300);
  background: #fff;
  color: var(--vrb-ink-700);
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  transition: all 0.15s;
}

.fdic-page-btn:hover:not(:disabled) {
  border-color: var(--vrb-blue, #2E75B6);
  color: var(--vrb-blue, #2E75B6);
}

.fdic-page-btn:disabled {
  opacity: 0.35;
  cursor: not-allowed;
}

.fdic-page-info {
  font-size: 0.85rem;
  color: var(--vrb-ink-500);
  font-weight: 600;
  min-width: 100px;
  text-align: center;
}

/* ---------- branch financial snapshot ---------- */
.fdic-map-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 0.8rem;
  color: var(--vrb-blue,#2E75B6);
  text-decoration: none;
  font-weight: 600;
  margin-bottom: 20px;
}

.fdic-map-link:hover { text-decoration: underline; }

.fdic-branch-fin {
  background: var(--vrb-ink-50);
  border: 1px solid var(--vrb-ink-200);
  border-radius: 8px;
  padding: 16px 20px;
}

.fdic-branch-fin-title {
  font-family: var(--font-display);
  font-size: 0.88rem;
  color: var(--vrb-ink-900);
  margin-bottom: 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--vrb-ink-200);
}

.fdic-branch-fin-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 16px;
}

.fdic-branch-fin-item {
  background: #fff;
  border: 1px solid var(--vrb-ink-200);
  border-radius: 6px;
  padding: 10px 12px;
}

.fdic-branch-fin-val {
  font-family: var(--font-display);
  font-size: 0.95rem;
  color: var(--vrb-ink-900);
}

.fdic-branch-fin-lbl {
  font-size: 0.68rem;
  color: var(--vrb-ink-400);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-top: 3px;
}

.fdic-branch-ratios {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 4px;
}

.fdic-branch-ratio-item {
  display: flex;
  align-items: center;
  gap: 10px;
}

.fdic-branch-ratio-label {
  font-size: 0.75rem;
  color: var(--vrb-ink-500);
  font-weight: 600;
  min-width: 130px;
}

.fdic-branch-ratio-bar-track {
  flex: 1;
  height: 8px;
  background: var(--vrb-ink-200);
  border-radius: 4px;
  overflow: hidden;
}

.fdic-branch-ratio-bar-fill {
  height: 100%;
  border-radius: 4px;
  transition: width 0.5s ease;
}

@media (max-width: 900px) {
  .fdic-branch-fin-grid { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 540px) {
  .fdic-branch-fin-grid { grid-template-columns: 1fr 1fr; }
  .fdic-branch-ratio-label { min-width: 100px; }
}

/* ---------- hide GSAP custom cursor on FDIC page, restore native pointer ---------- */
.gc-ring,
.gc-dot { display: none !important; }

@media (pointer: fine) {
  *, *::before, *::after { cursor: auto !important; }
  a, button, [role="button"], select, input, label, [tabindex] { cursor: pointer !important; }
  input[type="text"], input[type="search"], textarea { cursor: text !important; }
}

/* ---------- VRB score factor cards & tier chips ---------- */
.fdic-score-factor {
  border: 1px solid var(--vrb-ink-200);
  border-radius: 12px;
  padding: 18px 20px;
  background: #fff;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.fdic-score-factor:hover {
  border-color: var(--vrb-blue, #2E75B6);
  box-shadow: 0 3px 12px rgba(46,117,182,0.08);
}

.fdic-score-factor-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
  gap: 12px;
}

.fdic-score-factor-name {
  font-weight: 700;
  font-size: 0.83rem;
  color: #1F3864;
  line-height: 1.3;
}

.fdic-score-factor-pts {
  font-family: var(--font-mono);
  font-size: 0.88rem;
  font-weight: 700;
  white-space: nowrap;
  flex-shrink: 0;
}

.fdic-score-factor-pts.pts-high   { color: var(--status-positive); }
.fdic-score-factor-pts.pts-mid    { color: var(--status-caution); }
.fdic-score-factor-pts.pts-low    { color: var(--vrb-ink-400); }

.fdic-score-bank-val {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 6px;
  font-size: 0.73rem;
  flex-wrap: wrap;
}

.fdic-score-bank-val-pill {
  background: #1F3864;
  color: #fff;
  border-radius: 4px;
  padding: 2px 8px;
  font-weight: 700;
  font-size: 0.72rem;
  letter-spacing: 0.02em;
}

.fdic-score-bank-val-desc {
  color: var(--vrb-ink-400);
  font-size: 0.69rem;
  line-height: 1.4;
  flex: 1;
}

.fdic-score-tiers {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-top: 10px;
}

.fdic-score-tier {
  font-size: 0.66rem;
  padding: 3px 8px;
  border-radius: 4px;
  border: 1px solid var(--vrb-ink-200);
  background: #fff;
  color: var(--vrb-ink-400);
  display: inline-flex;
  align-items: center;
  gap: 4px;
  white-space: nowrap;
}

.fdic-score-tier--active {
  background: #1F3864;
  border-color: #1F3864;
  color: #fff;
  font-weight: 700;
}

.fdic-score-tier-pts {
  opacity: 0.7;
  margin-left: 2px;
}

.fdic-score-tier--active .fdic-score-tier-pts {
  opacity: 0.85;
}

.fdic-score-factors-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

/* ---------- VRB score compact factor table ---------- */
.fdic-score-ftable {
  border: 1px solid var(--vrb-ink-200);
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 10px;
}
.fdic-score-fthead {
  display: grid;
  grid-template-columns: 1fr 90px 90px 64px;
  gap: 12px;
  background: var(--vrb-navy, #1F3864);
  padding: 9px 16px;
  font-size: 0.64rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: rgba(255,255,255,0.55);
}
.fdic-score-frow {
  display: grid;
  grid-template-columns: 1fr 90px 90px 64px;
  gap: 12px;
  padding: 13px 16px;
  border-bottom: 1px solid var(--vrb-ink-100);
  align-items: center;
  transition: background 0.12s;
}
.fdic-score-frow:last-child { border-bottom: none; }
.fdic-score-frow:hover { background: var(--vrb-ink-50); }
.fdic-score-fname {
  font-size: 0.8rem;
  font-weight: 700;
  color: #1F3864;
  line-height: 1.3;
}
.fdic-score-fsub {
  font-size: 0.67rem;
  color: var(--vrb-ink-400);
  margin-top: 3px;
  line-height: 1.4;
}
.fdic-score-fsteps {
  display: flex;
  gap: 4px;
  align-items: center;
}
.fdic-score-fstep {
  width: 13px;
  height: 13px;
  border-radius: 3px;
  background: var(--vrb-ink-200);
  border: 1px solid var(--vrb-ink-300);
  cursor: help;
  flex-shrink: 0;
  transition: background 0.15s;
}
.fdic-score-fstep.active {
  background: var(--vrb-navy, #1F3864);
  border-color: var(--vrb-navy, #1F3864);
}
.fdic-score-fpts {
  font-family: var(--font-mono);
  font-size: 0.9rem;
  font-weight: 700;
  text-align: right;
}
.fdic-score-fpts-max { font-size: 0.68rem; color: var(--vrb-ink-400); font-weight: 400; }
.fdic-score-fpts.pts-high { color: var(--status-positive); }
.fdic-score-fpts.pts-mid  { color: var(--status-caution); }
.fdic-score-fpts.pts-low  { color: var(--vrb-ink-400); }
.fdic-score-fnote {
  font-size: 0.67rem;
  color: var(--vrb-ink-400);
  text-align: center;
  padding-top: 4px;
}

/* =====================================================================
   NPL / REO INVESTOR DASHBOARD
   ===================================================================== */
.npl-dash { margin-top: 4px; }

/* tabs (pill nav) */
.npl-pillnav {
  display: flex;
  gap: 8px;
  margin-bottom: 20px;
  flex-wrap: nowrap;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
}
.npl-pill {
  padding: 9px 16px;
  border: 1.5px solid var(--vrb-ink-200);
  border-radius: var(--radius-pill);
  background: var(--vrb-white);
  font-family: inherit;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--vrb-ink-500);
  white-space: nowrap;
  flex-shrink: 0;
  transition: color var(--dur-fast) var(--ease-standard), background var(--dur-fast) var(--ease-standard), border-color var(--dur-fast) var(--ease-standard);
}
.npl-pill:hover { border-color: var(--vrb-blue); color: var(--vrb-navy); }
.npl-pill.active { background: var(--vrb-navy); border-color: var(--vrb-navy); color: #fff; }

.npl-asof, .npl-tag {
  font-size: 0.66rem;
  font-weight: 600;
  color: var(--vrb-ink-400);
  text-transform: none;
  letter-spacing: 0;
  margin-left: 8px;
}
.npl-tag {
  background: var(--vrb-ink-100);
  color: var(--vrb-ink-500);
  padding: 1px 7px;
  border-radius: var(--radius-sm);
  margin-left: 6px;
}

/* KPI grid */
.npl-kpi-grid { display: grid; gap: 10px; margin-bottom: 20px; }
.npl-kpi-grid-3 { grid-template-columns: repeat(3, 1fr); }
.npl-kpi-grid-2 { grid-template-columns: repeat(2, 1fr); }
.npl-kpi-grid-4 { grid-template-columns: repeat(4, 1fr); }
.npl-kpi { background: var(--vrb-white); border: 1px solid var(--vrb-ink-200); border-radius: var(--radius-md); padding: 18px 20px; border-top: 3px solid var(--kpi-accent, var(--vrb-blue)); }
.npl-kpi-val { font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; color: var(--vrb-navy); line-height: 1.05; letter-spacing: -0.01em; }
.npl-kpi-lbl { font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--vrb-ink-500); font-weight: 700; margin-top: 6px; }
.npl-kpi-sub { font-size: 0.72rem; color: var(--vrb-ink-400); margin-top: 4px; }

/* divider between stacked modules within one merged tab (Balance Sheet Context) */
.npl-tab-divider { border: none; border-top: 1px solid var(--vrb-ink-200); margin: 28px 0; }

/* heatmap table */
.npl-table-wrap { border: 1px solid var(--vrb-ink-200); border-radius: var(--radius-md); overflow-x: auto; -webkit-overflow-scrolling: touch; margin-bottom: 14px; }
.npl-table { width: 100%; border-collapse: collapse; font-size: 0.82rem; }
.npl-table thead th {
  background: var(--vrb-navy);
  color: var(--vrb-white);
  font-size: 0.68rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  font-weight: 700;
  text-align: left;
  padding: 11px 16px;
  white-space: nowrap;
}
.npl-table thead th.num { text-align: right; }
.npl-table tbody td { padding: 13px 16px; border-bottom: 1px solid var(--vrb-ink-200); color: var(--vrb-ink-900); font-variant-numeric: tabular-nums; white-space: nowrap; }
.npl-table tbody td.num { text-align: right; font-family: var(--font-mono); }
.npl-table tbody tr:last-child td { border-bottom: none; }
.npl-table tbody tr:nth-child(even) td { background: var(--vrb-ink-50); }
/* Keep the row label legible while the rest of a wide table scrolls under it */
.npl-table thead th:first-child, .npl-table tbody td:first-child {
  position: sticky; left: 0; z-index: 1;
  background: var(--vrb-navy);
}
.npl-table tbody td:first-child { background: var(--vrb-white); box-shadow: 1px 0 0 var(--vrb-ink-200); }
.npl-table tbody tr:nth-child(even) td:first-child { background: var(--vrb-ink-50); }
.npl-cat { font-weight: 700; color: var(--vrb-navy); }
.npl-strong { font-weight: 700; }
.npl-up { color: var(--status-negative); font-weight: 700; }
.npl-down { color: var(--status-positive); font-weight: 700; }
.npl-context-row td { background: var(--vrb-ink-100) !important; color: var(--vrb-ink-500); font-size: 0.76rem; }
.npl-ratio-pill { display: inline-block; padding: 1px 8px; border-radius: var(--radius-pill); font-weight: 700; font-size: 0.74rem; }
.npl-ratio-pill.ok { background: var(--status-positive-bg); color: var(--status-positive); }
.npl-ratio-pill.warn { background: var(--status-caution-bg); color: var(--status-caution); }
.npl-ratio-pill.bad { background: var(--status-negative-bg); color: var(--status-negative); }
.npl-spark { vertical-align: middle; }
.npl-spark-empty { color: var(--vrb-ink-400); }

/* signal badge */
.npl-signal { display: inline-block; padding: 2px 10px; border-radius: var(--radius-pill); font-size: 0.7rem; font-weight: 800; letter-spacing: 0.04em; text-transform: uppercase; }
.npl-signal-high { background: var(--status-negative); color: var(--vrb-white); }
.npl-signal-med { background: var(--status-caution); color: var(--vrb-white); }
.npl-signal-low { background: var(--status-positive); color: var(--vrb-white); }
.npl-signal-na { background: var(--vrb-ink-200); color: var(--vrb-ink-500); }

/* caveat callout */
.npl-caveat {
  font-size: 0.76rem;
  line-height: 1.5;
  color: var(--vrb-ink-500);
  background: var(--vrb-ink-50);
  border-left: 3px solid var(--vrb-blue);
  padding: 12px 16px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin-top: 4px;
}
.npl-caveat strong { color: var(--vrb-ink-900); }
.npl-caveat-warn { background: var(--status-caution-bg); border-left-color: var(--status-caution); }
.npl-caveat-warn strong { color: var(--status-caution); }

/* feed source badge (FFIEC CDR live / modeled sample / error) */
.npl-source-badge {
  display: inline-flex;
  align-items: center;
  margin-left: auto;
  font-size: 0.62rem;
  font-weight: var(--weight-bold, 700);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 3px 9px;
  border-radius: var(--radius-pill);
  white-space: nowrap;
}
.npl-source-badge--sample { background: var(--status-caution-bg); color: var(--status-caution); }
.npl-source-badge--live   { background: var(--vrb-green-tint); color: var(--vrb-green); }
.npl-source-badge--stale  { background: var(--vrb-sky-tint); color: var(--vrb-blue); }
.npl-source-badge--error  { background: var(--status-negative-bg); color: var(--status-negative); }

/* unavailable state */
.npl-unavailable {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 26px 24px;
  background: var(--vrb-ink-50);
  border: 1px dashed var(--vrb-ink-300);
  border-radius: var(--radius-md);
  margin-bottom: 12px;
}
.npl-unavailable-icon { color: var(--vrb-ink-400); flex-shrink: 0; margin-top: 2px; }
.npl-unavailable-title { font-weight: 700; color: var(--vrb-navy); font-size: 0.92rem; margin-bottom: 6px; }
.npl-unavailable-body { font-size: 0.8rem; line-height: 1.55; color: var(--vrb-ink-500); margin: 0; max-width: 760px; }

/* trend card */
.npl-trend-card { border: 1px solid var(--vrb-ink-200); border-radius: var(--radius-md); padding: 16px 18px; margin: 4px 0 14px; }
.npl-trend-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 10px; }
.npl-trend-title { font-size: 0.8rem; font-weight: 700; color: var(--vrb-navy); text-transform: uppercase; letter-spacing: 0.05em; }
.npl-trend-now { font-family: var(--font-display); font-size: 1.5rem; font-weight: 700; }
.npl-trend-svg { width: 100%; height: auto; }
.npl-axis { font-family: var(--font-mono); font-size: 9px; fill: var(--vrb-ink-400); }

@media (max-width: 760px) {
  .npl-kpi-grid-3, .npl-kpi-grid-4 { grid-template-columns: repeat(2, 1fr); }
  .npl-table { font-size: 0.74rem; }
}
@media (max-width: 480px) {
  .npl-kpi-grid-2, .npl-kpi-grid-3, .npl-kpi-grid-4 { grid-template-columns: 1fr; }
  .npl-kpi { padding: 14px 16px; }
  /* Stacked tables (currently: Sold Nonaccruals history) drop the scrolling
     table entirely in favor of one label/value card per period — reads far
     better than a squeezed 5-column table on a phone screen. */
  .npl-table--stacked thead { display: none; }
  .npl-table--stacked, .npl-table--stacked tbody { display: block; }
  .npl-table--stacked tbody tr {
    display: block;
    padding: 12px 14px;
    border-bottom: 1px solid var(--vrb-ink-200);
  }
  .npl-table--stacked tbody tr:nth-child(even) { background: var(--vrb-ink-50); }
  .npl-table--stacked tbody td {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    gap: 12px;
    padding: 3px 0;
    border-bottom: none;
    background: transparent !important;
    position: static;
    box-shadow: none;
    white-space: normal;
  }
  .npl-table--stacked tbody td::before {
    content: attr(data-label);
    font-size: 0.66rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: var(--vrb-ink-400);
  }
  .npl-table--stacked tbody td.npl-cat { font-size: 0.9rem; }
}

/* ── Seller Signal Score meter ──
   Score+label sit on one row above the bar; badges sit on their own row
   below it. Nothing shares horizontal space with variable-length text, so
   this can never wrap into an unreadable column on a narrow screen. */
.npl-meter { padding: 16px 20px; margin-bottom: 18px; background: var(--vrb-ink-50); border: 1px solid var(--vrb-ink-200); border-radius: var(--radius-md); }
.npl-meter-row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 10px; flex-wrap: wrap; }
.npl-meter-score { font-family: var(--font-display); font-size: 1.7rem; font-weight: 700; color: var(--score-color, var(--vrb-navy)); line-height: 1; }
.npl-meter-of { font-size: 0.9rem; color: var(--vrb-ink-400); font-weight: 400; }
.npl-meter-label { font-weight: 700; font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.03em; }
.npl-meter-bar { height: 8px; border-radius: var(--radius-pill); background: var(--vrb-ink-200); overflow: hidden; margin-bottom: 12px; }
.npl-meter-fill { height: 100%; background: var(--score-color, var(--vrb-blue)); border-radius: var(--radius-pill); }
.npl-meter-badges { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 8px; }
.npl-score-badge { font-size: 0.68rem; font-weight: 700; padding: 3px 10px; border-radius: var(--radius-pill); background: var(--vrb-navy); color: #fff; letter-spacing: 0.02em; }
.npl-score-none { font-size: 0.76rem; color: var(--vrb-ink-400); font-style: italic; }
.npl-meter-weights { font-size: 0.64rem; color: var(--vrb-ink-400); font-family: var(--font-mono); line-height: 1.5; }

/* ── subheads inside a dashboard ── */
.npl-subhead { font-size: 0.74rem; font-weight: 700; color: var(--vrb-blue); text-transform: uppercase; letter-spacing: 0.07em; margin: 18px 0 10px; }

/* ── compact source note (replaces long caveats) ── */
.npl-source-note { font-size: 0.7rem; line-height: 1.5; color: var(--vrb-ink-400); border-top: 1px solid var(--vrb-ink-100); padding-top: 8px; margin-top: 6px; }
.npl-source-note strong { color: var(--vrb-ink-500); }

/* ── signal interpretation ── */
.npl-interp { background: var(--vrb-light-blue); border-radius: var(--radius-md); padding: 14px 18px; margin: 4px 0 14px; }
.npl-interp-title { font-size: 0.74rem; font-weight: 700; color: var(--vrb-navy); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 8px; }
.npl-interp-list { margin: 0; padding-left: 0; list-style: none; display: flex; flex-direction: column; gap: 6px; }
.npl-interp-list li { font-size: 0.8rem; color: var(--vrb-ink-700); line-height: 1.45; }
.npl-interp-label { font-weight: 700; color: var(--vrb-navy); margin-right: 6px; }

/* ── Texas decomposition ── */
.npl-decomp { border: 1px solid var(--vrb-ink-200); border-radius: var(--radius-md); padding: 16px 18px; margin: 4px 0 14px; }
.npl-decomp-title { font-size: 0.74rem; font-weight: 700; color: var(--vrb-navy); text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 12px; }
.npl-decomp-row { display: flex; align-items: center; gap: 14px; margin-bottom: 10px; }
.npl-decomp-lbl { font-size: 0.72rem; font-family: var(--font-mono); color: var(--vrb-ink-500); width: 180px; flex-shrink: 0; }
.npl-decomp-bar { flex: 1; height: 18px; display: flex; border-radius: 3px; overflow: hidden; background: var(--vrb-ink-100); }
.npl-decomp-seg { height: 100%; }
.npl-decomp-legend { display: flex; gap: 16px; margin-top: 6px; }
.npl-decomp-legend span { display: inline-flex; align-items: center; gap: 5px; font-size: 0.7rem; color: var(--vrb-ink-500); }
.npl-decomp-legend i { width: 10px; height: 10px; border-radius: 2px; display: inline-block; }

.npl-ctx-why { font-size: 0.74rem; color: var(--vrb-ink-400); }
.npl-context-row td { color: var(--vrb-ink-400); font-style: italic; }
.npl-tag { font-size: 0.6rem; font-weight: 700; text-transform: uppercase; background: var(--vrb-ink-100); color: var(--vrb-ink-500); padding: 1px 6px; border-radius: var(--radius-pill); margin-left: 6px; font-style: normal; letter-spacing: 0.04em; }

@media (max-width: 760px) {
  .npl-decomp-lbl { width: 120px; }
}