.investors-hero-btn--small {
  min-width: 160px;
  max-width: 320px;
  font-size: 0.98rem;
  padding: 8px 18px;
  border-radius: 999px;
  margin: 0 auto;
  display: inline-block;
}
.feature-card--small {
  max-width: 340px;
  min-width: 220px;
  margin: 0 auto;
  height: 220px !important;
  border-radius: 14px;
  box-shadow: 0 4px 18px rgba(11,94,198,0.08);
}
.feature-card--small .feature-card__image {
  height: 90px !important;
  border-radius: 14px 14px 0 0;
}
.feature-card--small .feature-card__content {
  padding: 10px 12px 8px 12px;
}
.feature-card--small h3 {
  font-size: 1.01rem;
  margin-bottom: 4px;
}
.feature-card--small p {
  font-size: 0.93rem;
}

.cta-card--compact {
  max-width: 340px !important;
  margin: 24px auto 0 auto !important;
  padding: 12px 10px 16px 10px !important;
  border-radius: 12px !important;
  box-shadow: 0 4px 18px rgba(11,94,198,0.08) !important;
}
.cta-card--compact .cta-card__title {
  font-size: 1.01rem !important;
}
.cta-card--compact .cta-card__lead {
  font-size: 0.93rem !important;
  margin-bottom: 8px !important;
}
.cta-card--compact .cta-card__actions {
  gap: 6px 8px !important;
}
.cta-card--compact .cta-card__meta {
  font-size: 0.95rem !important;
}
.investors-hero-btn {
  min-width: 220px;
  font-size: 1.01rem;
  padding: 10px 20px;
  border-radius: 999px;
  background: linear-gradient(90deg, #0b5ec6 60%, #2563eb 100%);
  box-shadow: 0 8px 24px rgba(11,94,198,0.13);
  border: none;
  color: #fff;
  font-weight: 700;
  letter-spacing: 0.01em;
  transition: background 0.18s, box-shadow 0.18s, transform 0.18s;
}
.investors-hero-btn:hover {
  background: linear-gradient(90deg, #2563eb 60%, #0b5ec6 100%);
  box-shadow: 0 12px 32px rgba(11,94,198,0.18);
  transform: translateY(-2px) scale(1.03);
}
.cta-card--compact {
  max-width: 480px;
  margin: 0 auto;
  padding: 18px 16px 18px 16px;
  border-radius: 14px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.10);
}
.cta-card--compact .cta-card__title {
  font-size: 1.08rem;
}
.cta-card--compact .cta-card__lead {
  font-size: 0.98rem;
  margin-bottom: 10px;
}
.cta-card--compact .cta-card__actions {
  gap: 8px 10px;
}
.cta-card--compact .cta-card__meta {
  font-size: 0.97rem;
}
/* CASE STUDY CARD INLINE STYLES MOVED FROM index.php */
.case-study-img-wrapper {
  height: 180px;
  background: #eee;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.case-study-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.case-study-img-caption {
  position: absolute;
  top: 8px;
  left: 0;
  width: 100%;
  text-align: center;
  color: #6b7494;
  font-size: 1.1rem;
}
.case-study-carousel {
  width: 100%;
  height: 100%;
  position: relative;
}
.case-study-carousel-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: #fff;
  border: none;
  padding: 4px 8px;
  cursor: pointer;
  font-size: 18px;
  z-index: 2;
}
.case-study-carousel-btn.left {
  left: 8px;
}
.case-study-carousel-btn.right {
  right: 8px;
}
/* CASE STUDY CARDS */
.case-study-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 32px;
  margin-bottom: 32px;
}
.case-study-card {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.08);
  transition: transform 0.2s, box-shadow 0.2s;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  min-width: 0;
  height: 340px;
  justify-content: flex-start;
}
.case-study-card:hover {
  transform: translateY(-8px) scale(1.03);
  box-shadow: 0 8px 32px rgba(11,94,198,0.18);
}
.case-study-card__image {
  width: 100%;
  height: 180px;
  background: #e9eef5;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  color: #6b7494;
  border-bottom: 1px solid #f0f3fa;
  position: relative;
}
.case-study-card__content {
  padding: 18px 16px 12px 16px;
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.case-study-card__content h3 {
  margin: 0 0 8px 0;
  font-size: 1.18rem;
  color: var(--accent);
}
.case-study-card__content ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.case-study-card__content li {
  font-size: 1rem;
  color: #1a1f2e;
  margin-bottom: 4px;
}
@media (max-width: 1200px) {
  .case-study-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 700px) {
  .case-study-grid {
    grid-template-columns: 1fr;
  }
  .case-study-card {
    height: 320px;
  }
}
/* Improve card readability on mobile: overlay and text contrast */
@media (max-width: 600px) {
  .feature-card, .whatwe-card {
    position: relative;
  }
  .feature-card::before, .whatwe-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(20, 30, 40, 0.38) 0%, rgba(20, 30, 40, 0.58) 100%);
    z-index: 1;
    pointer-events: none;
    border-radius: 16px;
  }
  .feature-card__content, .whatwe-card__content {
    position: relative;
    z-index: 2;
    color: #fff !important;
    text-shadow: 0 2px 8px rgba(0,0,0,0.25);
  }
  .feature-card h3, .whatwe-card h3 {
    color: #fff !important;
    text-shadow: 0 2px 8px rgba(0,0,0,0.25);
  }
  .feature-card p, .whatwe-card p {
    color: #f3f6fb !important;
    text-shadow: 0 1px 4px rgba(0,0,0,0.18);
  }
}
/* Responsive fix for feature cards on mobile */
@media (max-width: 600px) {
  .grid--three, .whatwe-card-grid {
    display: flex !important;
    flex-direction: column !important;
    gap: 18px !important;
  }
  .feature-card, .whatwe-card {
    min-width: 0 !important;
    max-width: 98vw !important;
    width: 100% !important;
    margin: 0 auto !important;
    border-radius: 16px !important;
    overflow: hidden !important;
  }
  .feature-card__image, .whatwe-card {
    min-height: 160px !important;
    height: 38vw !important;
    max-height: 220px !important;
    background-size: cover !important;
    background-position: center !important;
  }
  .feature-card__content, .whatwe-card__content {
    padding: 16px !important;
    font-size: 1rem !important;
  }
  .feature-card h3, .whatwe-card h3 {
    font-size: 1.1rem !important;
  }
  .feature-card p, .whatwe-card p {
    font-size: 0.95rem !important;
  }
}
/* Universal background image responsiveness */
.bg-cover, [class*="__bg"], [class*="-bg"], [class*="-card"], [class*="-hero"] {
  background-size: cover !important;
  background-position: center !important;
  background-repeat: no-repeat !important;
  width: 100%;
  height: 100%;
}

@media (max-width: 880px) {
  .bg-cover, [class*="__bg"], [class*="-bg"], [class*="-card"], [class*="-hero"] {
    min-height: 220px;
    height: auto;
  }
}

@media (max-width: 640px) {
  .bg-cover, [class*="__bg"], [class*="-bg"], [class*="-card"], [class*="-hero"] {
    min-height: 140px;
    height: auto;
  }
}
:root {
  --bg: #ffffff;
  --bg-alt: #f8f9fa;
  --text: #1a1f2e;
  --text-light: #6b7494;
  --muted: #9ca3af;
  --accent: #0b5ec6;
  --accent2: #1e88e5;
  --accent3: #0a4ea6;
  --nav-bg: #1F3864;
  --nav-text: #1a1f2e;
  --border-soft: rgba(0, 102, 204, 0.1);
  --shadow-soft: 0 10px 30px rgba(0, 0, 0, 0.1);
  --radius-lg: 12px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  background: #ffffff;
  color: var(--text);
  line-height: 1.7;
  min-height: 100vh;
  padding-top: 80px;
}

.eyebrow::before {
  content: "💠 ";
}

.btn::before,
.btn--pill::before {
  content: "👉 ";
  margin-right: 6px;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--accent);
  text-decoration: none;
}

.container {
  width: min(100vw, 100%);
  margin: 0 auto;
  padding: 0 12px;
}
@media (min-width: 700px) {
  .container {
    width: min(1120px, 100%);
    padding: 0 24px;
  }
}

/* NAV */
.nav-shell {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  z-index: 1000;
  background: #ffffff;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}

body.note-acq-page {
  padding-top: 80px;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 0;
}

.nav__brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.nav__logo {
  height: 60px;

}

.nav__brand-text {
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-size: 0.8rem;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 14px;
}

.nav__link {
  padding: 8px 10px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--nav-text);
}

.nav__link--active {
  background: rgba(255, 255, 255, 0.2);
  color: var(--nav-text);
}

.nav__cta {
  padding: 9px 16px;
  border-radius: 999px;
  font-weight: 700;
  color: #1F3864;
  background: #ffffff;
  box-shadow: 0 8px 20px rgba(11, 94, 198, 0.35);
}

.nav__toggle {
  display: none;
  padding: 8px 10px;
  border-radius: 999px;
  border: 1px solid rgba(0, 0, 0, 0.1);
  background: #f8f9fa;
  color: var(--text);
}

/* HERO */
.hero {
  position: relative;
  min-height: 74vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

/* HOME COMPACT MODE */
.home-compact .hero {
  min-height: 58vh;
}

.home-compact .hero__inner {
  padding: 28px 0 40px;
}

.home-compact .hero__title {
  font-size: clamp(1.6rem, 3.2vw, 2.6rem);
  white-space: normal;
  overflow-x: unset;
  text-overflow: unset;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: 0.01em;
  text-shadow: 0 3px 14px rgba(0, 0, 0, 0.35);
  max-width: 900px;
  margin-left: auto;
  margin-right: auto;
}

@media (max-width: 900px) {
  .home-compact .hero__title {
    font-size: clamp(1.25rem, 4.2vw, 1.95rem);
    padding: 0 8px;
  }
}

@media (max-width: 600px) {
  .home-compact .hero__title {
    font-size: clamp(1.05rem, 6vw, 1.35rem);
    padding: 0 4px;
  }
}

.home-compact .hero__lead {
  font-size: 0.95rem;
}

.home-compact .section {
  padding: 36px 0;
}

.home-compact .section__header {
  margin-bottom: 8px;
}

.home-compact .section__lede {
  font-size: 0.92rem;
}

.home-compact .grid {
  gap: 14px;
}

.home-compact .feature-card__content {
  padding: 16px;
}

.home-compact .feature-card h3 {
  font-size: 1rem;
}

.home-compact .feature-card p {
  font-size: 0.9rem;
}

.home-compact #investors .feature-card__image {
  height: 190px;
}

.home-compact #investors .feature-card__content {
  padding: 14px;
}

.home-compact #investors .feature-card h3 {
  font-size: 0.98rem;
}

.home-compact #investors .feature-card p {
  font-size: 0.88rem;
}

.home-compact #learning .feature-card__image {
  height: 180px;
}

.home-compact #learning .feature-card__content {
  padding: 14px;
}

.home-compact #learning .feature-card h3 {
  font-size: 0.98rem;
}

.home-compact #learning .feature-card p {
  font-size: 0.88rem;
}

.home-compact .workwith-card,
.home-compact .whatwe-card {
  min-height: 190px;
}

.home-compact .process-step {
  padding: 16px;
}

.home-compact .process-step__body h3 {
  font-size: 1rem;
}

.home-compact .process-step__body p {
  font-size: 0.9rem;
}

.home-compact .hero__stats {
  margin-top: 18px;
  gap: 10px;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background-image: url('mainn.avif');
  background-size: cover;
  background-position: center;
  transform: scale(1.02);
  filter: saturate(0.95) brightness(0.78) contrast(1.02);
}

.hero__overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(to bottom, rgba(10, 30, 60, 0.25), rgba(10, 30, 60, 0.10));
}

.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 22px;
  align-items: center;
  justify-items: center;
  padding: 46px 0 70px;
  color: #ffffff;
  text-align: center;
}

.hero__content {
  width: min(980px, 100%);
}

/* PROMO STRIP (shared with Note Acquisition) */
a.promo-strip, .promo-strip-link { display: block; text-decoration: none; }

.promo-strip {
  position: relative;
  z-index: 30;
  overflow: hidden;
  background: #0b5ec6;
  box-shadow: 0 4px 14px rgba(0, 102, 204, 0.18);
  border-radius: 40px;
  margin: 12px 16px 12px;
  width: calc(100% - 32px);
  max-width: none;
}

.promo-strip__track {
  display: flex;
  width: max-content;
  color: #ffffff;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  white-space: nowrap;
  animation: promo-strip 22s linear infinite;
}

.promo-strip__track span {
  display: inline-block;
  padding: 10px 18px;
  font-size: 0.85rem;
}

@keyframes promo-strip {
  0% {
    transform: translateX(0%);
  }
  100% {
    transform: translateX(-50%);
  }
}

.hero__ticker {
  display: flex;
  padding: 8px 18px;
  border-radius: 999px;
  background: #0b5ec6;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.7rem;
  font-weight: 700;
  margin-bottom: 18px;
  box-shadow: 0 10px 30px rgba(11, 94, 198, 0.35);
  overflow: hidden;
  width: 100%;
  max-width: none;
}

.hero__ticker-track {
  display: flex;
  width: max-content;
  white-space: nowrap;
  animation: heroTicker 14s linear infinite;
}

.hero__ticker span {
  display: inline-block;
  white-space: nowrap;
  padding: 6px 18px;
}

@keyframes heroTicker {
  0% {
    transform: translateX(0);
  }
  100% {
    transform: translateX(-50%);
  }
}

@media (prefers-reduced-motion: reduce) {
  .hero__ticker-track {
    animation: none;
  }
}

.hero__title {
  font-size: clamp(1.6rem, 3.4vw, 2.2rem);
  margin: 0 0 12px;
  white-space: normal;
  overflow-x: visible;
  text-overflow: unset;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: 0.01em;
  text-shadow: 0 3px 14px rgba(0, 0, 0, 0.35);
  max-width: 980px;
  margin-left: auto;
  margin-right: auto;
}

@media (max-width: 900px) {
  .hero__title {
    font-size: clamp(1.4rem, 5vw, 2.2rem);
    padding: 0 8px;
  }
}

@media (max-width: 600px) {
  .hero__title {
    font-size: clamp(1.1rem, 6vw, 1.6rem);
    padding: 0 4px;
  }
}

.hero__lead {
  margin: 0 auto 10px;
  max-width: 740px;
  font-size: 1.05rem;
}

.investors-page .page-hero .lead {
  color: #ffffff;
}
.faq-section .section__header {
  text-align: left;
}
.faq-list {
  max-width: 720px;
  margin: 18px auto 0;
  display: grid;
  gap: 12px;
}
.faq-item {
  background: #f1f3f8;
  border-radius: 14px;
  padding: 14px 18px;
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.08);
}
.faq-item__question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-weight: 700;
  color: #1f2a44;
  gap: 14px;
}
.faq-item__icon {
  color: #c58b00;
  font-size: 1.2rem;
  font-weight: 800;
}
.faq-item__answer {
  margin-top: 8px;
  color: #475569;
  font-size: 0.95rem;
}
.hero__note {
  margin: 0 auto;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.8);
  font-style: italic;
}

.hero__stats {
  margin-top: 26px;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.stat {
  padding: 14px 16px;
  border-radius: 14px;
  border: 1px solid rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.96);
  text-align: center;
}

.stat__value {
  display: block;
  font-size: 1.1rem;
  font-weight: 700;
  color: #1e293b;
}

.stat__label {
  font-size: 0.78rem;
  color: #475569;
}

.hero__panel {
  background: rgba(255, 255, 255, 0.97);
  color: var(--text);
  border-radius: 12px;
  padding: 22px 22px 20px;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.12);
  border: 1px solid rgba(0, 0, 0, 0.05);
}

.hero__panel h2 {
  margin: 0 0 10px;
  color: #1e293b;
}

.hero__panel-hint {
  margin-top: 12px;
  font-size: 0.9rem;
  color: #64748b;
}

/* CONTACT CTA CARD */
.cta-card {
  background: #f3f6fb;
  border-radius: 18px;
  padding: 28px;
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.08);
  text-align: center;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.cta-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 20px 46px rgba(15, 23, 42, 0.12);
}

.cta-card__eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-weight: 700;
  color: #64748b;
  margin: 0 0 8px;
  font-size: 0.8rem;
}

.cta-card__title {
  margin: 0 0 8px;
  font-size: 1.35rem;
  color: #0f172a;
}

.cta-card__lead {
  margin: 0 0 18px;
  color: #475569;
}

.cta-card__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 14px 18px;
}

.cta-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 18px;
  align-items: center;
  justify-content: center;
  color: #0f172a;
  font-weight: 600;
}

.cta-card__link {
  color: #0f172a;
  transition: color 0.2s ease, transform 0.2s ease;
}

.cta-card__link:hover {
  color: var(--accent);
  transform: translateY(-1px);
}

/* MODAL FORM */
.modal {
  position: fixed;
  inset: 0;
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 999;
}

.modal.is-open {
  display: flex;
}

.modal__overlay {
  position: absolute;
  inset: 0;
  background: rgba(15, 23, 42, 0.6);
  backdrop-filter: blur(4px);
}

.modal__content {
  position: relative;
  z-index: 1;
  width: min(540px, 92vw);
  max-height: 88vh;
  overflow: hidden;
}

.modal__close {
  position: absolute;
  top: 14px;
  right: 14px;
  border: none;
  background: #ffffff;
  width: 36px;
  height: 36px;
  border-radius: 999px;
  font-size: 1.4rem;
  cursor: pointer;
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.12);
}

.form-card {
  background: linear-gradient(180deg, rgba(246, 246, 250, 0.96), rgba(236, 234, 246, 0.96));
  border-radius: 18px;
  padding: 28px 26px 34px;
  border: 1px solid rgba(99, 102, 241, 0.15);
  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.12);
  max-height: 88vh;
  overflow: auto;
}

.form-card h3,
.form-card h2 {
  margin: 0 0 8px;
  color: #1f2937;
}

.form-card p {
  margin: 0 0 16px;
  color: #6b7280;
  font-size: 0.95rem;
}

.contact-form {
  display: grid;
  gap: 10px;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid rgba(99, 102, 241, 0.2);
  background: rgba(255, 255, 255, 0.95);
  font-size: 0.95rem;
  outline: none;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: rgba(99, 102, 241, 0.6);
  box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.15);
}

.form-alert {
  padding: 10px 12px;
  border-radius: 10px;
  font-size: 0.9rem;
  margin-bottom: 12px;
}

.form-alert--success {
  background: rgba(16, 185, 129, 0.12);
  color: #047857;
}

.form-alert--error {
  background: rgba(239, 68, 68, 0.12);
  color: #b91c1c;
}

.hero__actions {
  margin-top: 22px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  justify-content: center;
}

/* Quick section navigation for long home page */
.section-nav {
  position: sticky;
  top: 64px;
  z-index: 30;
  background: #ffffff;
  border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}

.section-nav__inner {
  display: flex;
  gap: 10px;
  padding: 8px 0;
  overflow-x: auto;
}

.section-nav__link {
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 0.82rem;
  white-space: nowrap;
  background: #f1f5f9;
  color: #0f172a;
  font-weight: 600;
  border: 1px solid rgba(15, 23, 42, 0.06);
}

.section-nav__link:hover {
  background: #e0f2fe;
  border-color: rgba(37, 99, 235, 0.35);
}

.btn {
  border: none;
  cursor: pointer;
  padding: 11px 18px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
}

.btn--primary {
  color: #ffffff;
  background: var(--accent);
  box-shadow: 0 12px 28px rgba(11, 94, 198, 0.35);
}

.btn--ghost {
  color: #ffffff;
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.6);
}

.btn--ghost--dark {
  color: #0b5ec6;
  background: #ffffff;
  border: 2px solid #0b5ec6;
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.1);
}

.cta-spacer {
  height: 50px;
}

.cta-spacer--40 {
  height: 40px;
}

.schedule-card {
  border: 2px solid #0b5ec6;
  border-radius: 24px;
  padding: 28px;
  display: grid;
  grid-template-columns: minmax(140px, 180px) 1fr;
  gap: 28px;
  align-items: center;
  background: #ffffff;
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.08);
}

.schedule-card__image {
  width: 100%;
  aspect-ratio: 1 / 1;
  border-radius: 12px;
  object-fit: cover;
}

.schedule-card__title {
  margin: 0 0 10px;
  font-size: 1.4rem;
  color: #0f172a;
}

.schedule-card__name {
  margin: 0 0 10px;
  font-weight: 700;
  color: var(--accent);
}

.schedule-card__phone {
  margin: 0 0 16px;
  font-weight: 600;
  color: #1e293b;
}

.schedule-card__actions .btn {
  margin-top: 4px;
}

@media (max-width: 720px) {
  .schedule-card {
    grid-template-columns: minmax(0, 1fr);
    text-align: center;
  }
  .schedule-card__image {
    max-width: 180px;
    margin: 0 auto;
  }
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--accent2);
}

/* SECTIONS */
.section {
  padding: 70px 0;
}

.about-page .section {
  padding: 20px 0;
}

.note-acq-page .section {
  padding: 48px 0;
}

.note-acq-page .section:first-of-type {
  padding-top: 32px;
}
.section__header {
  text-align: center;
}

  text-align: center;
  background: #f8f9fa;
}

.section--light {
  background: #ffffff;
}

.faq__list {
  display: grid;
  gap: 14px;
}

.faq__item {
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 14px;
  box-shadow: 0 8px 20px rgba(15, 23, 42, 0.06);
  overflow: hidden;
}

.faq__question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 18px 20px;
  background: transparent;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  font-weight: 600;
  color: #0f172a;
  text-align: left;
}

.faq__icon {
  width: 34px;
  height: 34px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(255, 193, 7, 0.15);
  color: #b45309;
  font-weight: 700;
  transition: transform 0.2s ease, background 0.2s ease;
}

.faq__answer {
  max-height: 0;
  overflow: hidden;
  padding: 0 20px;
  color: #475569;
  transition: max-height 0.25s ease, padding 0.25s ease;
}

.faq__answer p {
  margin: 0 0 16px;
}

.faq__item.is-open .faq__answer {
  padding: 0 20px 18px;
}

.faq__item.is-open .faq__icon {
  transform: rotate(45deg);
  background: rgba(0, 102, 204, 0.12);
  color: #0066cc;
}

/* GRID & CARDS */
.grid {
  display: grid;
  gap: 20px;
}

.grid--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1.2fr);
  gap: 22px;
  align-items: stretch;
}

.split .panel {
  height: 100%;
}

.card {
  background: rgba(255, 255, 255, 0.95);
  border-radius: var(--radius-lg);
  padding: 20px 20px 18px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}

.card:hover {
  box-shadow: 0 16px 40px rgba(0, 102, 204, 0.15);
  transform: translateY(-4px);
}

.card--pill {
  text-align: left;
}

.card h3 {
  color: #1e293b;
}

.card p {
  color: #475569;
}

.card--person {
  text-align: center;
  padding: 0;
  overflow: hidden;
  position: relative;
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.card--person::before {
  content: '';
  display: block;
  height: 160px;
  background: linear-gradient(135deg, #0066cc 0%, #0052a3 100%);
  border-radius: 16px 16px 0 0;
}

.person__avatar {
  width: 150px;
  height: 150px;
  border-radius: 50%;
  margin: -90px auto 20px;
  background-size: cover;
  background-position: center;
  border: 6px solid #fff;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
  position: relative;
  z-index: 2;
}

.card--person .card-body {
  padding: 0 24px 32px;
}

.team-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.card--person {
  min-height: 330px;
}

.card--person::before {
  height: 100px;
}

.person__avatar {
  width: 110px;
  height: 110px;
  margin: -62px auto 12px;
}

.person__avatar--bright {
  filter: brightness(1.15) contrast(1.02) saturate(1.05);
}

.card--person .card-body {
  padding: 0 16px 14px;
}

.person__title {
  margin: 0 0 4px;
  font-size: 0.9rem;
}

.person__bio {
  margin: 0 0 8px;
  font-size: 0.85rem;
  line-height: 1.45;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.person__details {
  text-align: left;
  font-size: 0.82rem;
  color: #475569;
}

.person__details summary {
  cursor: pointer;
  color: var(--accent);
  font-weight: 600;
  margin-bottom: 6px;
}

.person__details[open] summary {
  margin-bottom: 8px;
}

.card--person h3 {
  font-size: 1.35rem;
  margin: 0 0 6px;
  color: #1a1f2e;
}

.card--person p {
  text-align: center;
  line-height: 1.5;
  color: #475569;
  font-size: 0.9rem;
}

.panel {
  background: rgba(255, 255, 255, 0.95);
  border-radius: var(--radius-lg);
  padding: 22px 22px 18px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
  border: 1px solid rgba(0, 0, 0, 0.05);
}

.panel--glass {
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(0, 102, 204, 0.1);
}

.principles-grid {
  display: grid;
  gap: 16px;
  margin-top: 16px;
}

.principles-grid--compact {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 12px;
}

.principles-grid--compact .principle-item {
  min-height: 110px;
  padding: 12px;
}

.principles-grid--compact .principle-head h4 {
  font-size: 0.95rem;
}

.principles-grid--compact .principle-item p {
  font-size: 0.85rem;
}

.section--leadership .section__lede {
  margin-bottom: 10px;
}

.section--leadership .leadership-note {
  margin-top: 12px;
  font-size: 0.9rem;
  color: #475569;
}

.principle-item {
  display: grid;
  gap: 8px;
  padding: 14px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(15, 23, 42, 0.08);
  min-height: 140px;
}

.principle-head {
  display: flex;
  align-items: center;
  gap: 10px;
}

.principle-head h4 {
  margin: 0;
  color: var(--text);
  font-size: 1rem;
}

.principles-title {
  color: var(--accent2);
}

.principle-item p {
  margin: 0;
  color: #64748b;
  font-size: 0.9rem;
}

.checklist {
  list-style: none;
  margin: 12px 0 0;
  padding: 0;
}

.checklist li {
  position: relative;
  padding-left: 0;
  margin-bottom: 4px;
  color: #64748b;
  font-size: 0.95rem;
  font-weight: 500;
}

.about-page .checklist li {
  color: #1a1f2e;
}

.about-page .checklist li strong {
  color: #1a1f2e;
}

.about-page .panel h2,
.about-page .panel h3 {
  color: var(--accent2);
}

.checklist li::before {
  content: none;
}

.checklist--tight li {
  margin-bottom: 6px;
}

/* PROCESS STEPS */
.process-steps {
  margin-top: 10px;
}

.process-step {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 10px 28px rgba(15, 23, 42, 0.08);
  padding: 20px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: start;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.process-step:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 40px rgba(11, 94, 198, 0.16);
}

.process-step__number {
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background: linear-gradient(135deg, #0b5ec6, #1e88e5);
  color: #ffffff;
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 16px rgba(11, 94, 198, 0.25);
}

.process-step__body h3 {
  margin: 0 0 6px;
  font-size: 1.05rem;
  color: #1a1f2e;
}

.process-step__body p {
  margin: 0;
  color: #64748b;
  font-size: 0.95rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
  gap: 22px;
}

/* FOOTER */
.site-footer {
  position: relative;
  background: #ffffff;
  color: #1a1f2e;
  border-top: 1px solid rgba(15, 23, 42, 0.08);
}

.site-footer__glow {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 20% 0%, rgba(11, 94, 198, 0.08), transparent 55%);
  pointer-events: none;
}

.site-footer__inner {
  position: relative;
  z-index: 1;
  padding: 26px 0 18px;
}

.site-footer__top {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) repeat(3, minmax(0, 1fr));
  gap: 26px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(15, 23, 42, 0.08);
}

.site-footer__brand p {
  margin: 10px 0 12px;
  color: #475569;
  font-size: 0.95rem;
}

.site-footer__logo {
  height: 58px;
}

.site-footer__address {
  display: grid;
  gap: 4px;
  color: #64748b;
  font-size: 0.92rem;
}

.site-footer__col h4 {
  margin: 0 0 10px;
  font-size: 0.95rem;
}

.site-footer__col a {
  display: block;
  margin-bottom: 8px;
  color: #1f2937;
  font-weight: 600;
  font-size: 0.92rem;
}

.site-footer__cta p {
  margin: 0 0 12px;
  color: #475569;
  font-size: 0.94rem;
}

.site-footer__cta .btn--pill {
  white-space: nowrap;
  padding: 12px 22px;
  font-size: 0.95rem;
  min-width: 190px;
}

.btn--pill {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 18px;
  border-radius: 999px;
  background: #facc15;
  color: #1f2937;
  font-weight: 700;
  font-size: 0.92rem;
  border: none;
  box-shadow: 0 10px 24px rgba(250, 204, 21, 0.35);
  line-height: 1.2;
}

.note-acq-page .page-hero .lead {
  color: #ffffff;
}

.note-acq-page .page-hero__bg {
  filter: saturate(0.85) brightness(0.45) contrast(1.05);
}

.note-acq-page .hero__note-centered {
  text-align: center;
}

/* Tighter note-acquisition info panel */
.note-acq-page .page-hero .container > div {
  align-items: flex-start;
}

.note-acq-page .page-hero .container > div > div:last-child > div {
  max-width: 360px;
}

.investors-page .hero__note-centered {
  text-align: center;
}

.site-footer__contact {
  margin-top: 10px;
  display: grid;
  gap: 8px;
}

.site-footer__contact a {
  color: #1f2937;
  font-weight: 600;
}

.site-footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding-top: 14px;
  color: #64748b;
  font-size: 0.9rem;
  flex-wrap: wrap;
}

.site-footer__legal {
  display: flex;
  gap: 16px;
}

.site-footer__legal a {
  color: #64748b;
  font-weight: 600;
}

.site-footer__socials {
  display: flex;
  gap: 10px;
}

.site-footer__socials a {
  width: 34px;
  height: 34px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: #e5e7eb;
  color: #111827;
  font-weight: 700;
}

/* RESPONSIVE */
@media (max-width: 880px) {
  .hero__inner {
    grid-template-columns: minmax(0, 1fr);
  }
  .hero__stats {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .hero__ticker {
    flex-wrap: wrap;
    justify-content: center;
  }
  .site-footer__top {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  }
  .grid--three {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .team-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .whatwe-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .split {
    grid-template-columns: minmax(0, 1fr);
  }
  .contact-grid {
    grid-template-columns: minmax(0, 1fr);
  }
  .nav__toggle {
    display: inline-flex;
  }
  .nav__links {
    display: none;
    flex-direction: column;
    align-items: flex-start;
    background: rgba(255, 255, 255, 0.95);
    border-radius: 12px;
    padding: 10px 12px;
    margin-top: 10px;
  }
  .nav__links.nav__links--open {
    display: flex;
  }
}

@media (max-width: 640px) {
  .hero__stats {
    grid-template-columns: minmax(0, 1fr);
  }
  .site-footer__top {
    grid-template-columns: minmax(0, 1fr);
  }
  .site-footer__bottom {
    flex-direction: column;
    align-items: flex-start;
  }
  .grid--three {
    grid-template-columns: minmax(0, 1fr);
  }
  .team-grid {
    grid-template-columns: minmax(0, 1fr);
  }
  .whatwe-card-grid {
    grid-template-columns: minmax(0, 1fr);
  }
  .section {
    padding: 56px 0;
  }
}

/* Page-specific hero variants and utilities */
.page-hero {
  position: relative;
  min-height: 48vh;
  display: flex;
  align-items: center;
  color: #fff;
  overflow: hidden;
}
.page-hero__bg {
  position: absolute;
  inset: 0;
  background-image: url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1900&q=80');
  background-size: cover;
  background-position: center;
  transform: scale(1.02);
  filter: saturate(0.85) brightness(0.6) contrast(1.05);
}

.page-hero__overlay {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 0% 0%, rgba(0, 102, 204, 0.25), transparent 55%),
    linear-gradient(to bottom right, rgba(26, 31, 46, 0.45), rgba(26, 31, 46, 0.4));
  z-index: 1;
}

.insights-page .page-hero__bg {
  filter: saturate(0.9) brightness(0.55) contrast(1.1);
}

.page-hero__inner {
  position: relative;
  z-index: 2;
  width: min(1100px, 100%);
  margin: 0 auto;
  padding: 36px 18px;
}
.about-page .page-hero h1 {
  margin-bottom: 6px;
}

.about-page .page-hero .lead {
  margin-top: 0;
}
.lead {
  color: var(--muted);
  font-size: 1rem;
}
.kicker {
  display: inline-block;
  background: rgba(255,255,255,0.08);
  padding: 6px 10px;
  border-radius: 999px;
  font-weight: 700;
  letter-spacing: 0.12em;
  margin-bottom: 12px;
}
.media {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.media img {
  width: 220px;
  height: 140px;
  object-fit: cover;
  border-radius: 12px;
  flex-shrink: 0;
}

@media (max-width: 880px) {
  .media { flex-direction: column; }
  .media img { width: 100%; height: 220px; }
}

/* FEATURE CARDS & SHAPES */
.feature-card {
  position: relative;
  background: white;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.1);
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.feature-card:hover {
  box-shadow: 0 20px 48px rgba(0, 102, 204, 0.2);
  transform: translateY(-6px);
}

.feature-card__image {
  width: 100%;
  height: 240px;
  object-fit: cover;
  display: block;
}

.feature-card__content {
  padding: 24px;
}

.feature-card__icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(0, 102, 204, 0.1), rgba(0, 180, 216, 0.1));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 12px;
}

.feature-card h3 {
  margin: 0 0 8px;
  font-size: 1.1rem;
  color: #1a1f2e;
}

.feature-card p {
  margin: 0;
  font-size: 0.95rem;
  color: #64748b;
  line-height: 1.6;
}

.investors-page .section {
  padding: 28px 0;
}

.investors-page .grid--three {
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 14px;
}

.investors-page .feature-card__image {
  height: 140px;
}

.investors-page .feature-card__content {
  padding: 14px;
}

.investors-page .feature-card h3 {
  font-size: 0.98rem;
}

.investors-page .feature-card p {
  font-size: 0.85rem;
  line-height: 1.45;
}

.insights-page .feature-card__image {
  height: 200px;
}

.insights-page .feature-card__content {
  padding: 18px;
}

.insights-page .feature-card h3 {
  font-size: 1rem;
}

.insights-page .feature-card p {
  font-size: 0.9rem;
}

/* WHO WE WORK WITH */
.workwith-grid {
  margin-top: 10px;
}

.workwith-card {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  min-height: 220px;
  background-size: cover;
  background-position: center;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
  display: flex;
  align-items: flex-end;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.workwith-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 48px rgba(0, 102, 204, 0.2);
}

.workwith-card__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(15, 23, 42, 0.15) 0%, rgba(15, 23, 42, 0.7) 100%);
}

.workwith-card__content {
  position: relative;
  z-index: 1;
  padding: 20px;
  color: #ffffff;
  display: grid;
  gap: 10px;
}

.workwith-card__icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.18);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  backdrop-filter: blur(4px);
}

.workwith-card h3 {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 700;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

/* WHAT WE BUY CARDS */
.whatwe-card-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.whatwe-card {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  min-height: 220px;
  background-size: cover;
  background-position: center;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
  display: flex;
  align-items: flex-end;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.whatwe-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 48px rgba(0, 102, 204, 0.2);
}

.whatwe-card__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(15, 23, 42, 0.15) 0%, rgba(15, 23, 42, 0.75) 100%);
}

.whatwe-card__content {
  position: relative;
  z-index: 1;
  padding: 18px;
  color: #ffffff;
  display: grid;
  gap: 8px;
}

.whatwe-card__icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.18);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  backdrop-filter: blur(4px);
}

.whatwe-card h3 {
  margin: 0;
  font-size: 1rem;
  font-weight: 700;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.3);
}

.whatwe-card p {
  margin: 0;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.85);
}

.btn--pill {
  align-self: start;
  background: #f7c84b;
  color: #1a1f2e;
  padding: 6px 12px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.8rem;
  text-decoration: none;
  box-shadow: 0 6px 16px rgba(247, 200, 75, 0.35);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 160px;
  min-width: 160px;
  max-width: 160px;
  flex: 0 0 160px;
  text-align: center;
}

/* STATS & METRIC CARDS */
.metric-card {
  background: linear-gradient(135deg, #0066cc 0%, #00b4d8 100%);
  color: white;
  padding: 24px 20px;
  border-radius: 16px;
  text-align: center;
  box-shadow: 0 12px 32px rgba(0, 102, 204, 0.2);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.metric-card__number {
  font-size: 2.4rem;
  font-weight: 800;
  display: block;
  margin-bottom: 8px;
}

.metric-card__label {
  font-size: 0.95rem;
  opacity: 0.95;
  font-weight: 500;
}

/* TESTIMONIAL CARDS */
.testimonial {
  background: white;
  padding: 28px;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  border-left: 4px solid var(--accent);
}

.testimonial__text {
  font-size: 0.95rem;
  color: #475569;
  margin-bottom: 16px;
  line-height: 1.8;
  font-style: italic;
}

.testimonial__author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.testimonial__avatar {
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background-size: cover;
  background-position: center;
}

.testimonial__name {
  font-weight: 700;
  color: #1a1f2e;
  margin-bottom: 2px;
}

.testimonial__role {
  font-size: 0.85rem;
  color: #9ca3af;
}

/* BENEFITS GRID */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}

.benefit-item {
  display: flex;
  gap: 16px;
}

.benefit-item__icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: linear-gradient(135deg, rgba(0, 102, 204, 0.15), rgba(0, 180, 216, 0.15));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
}

.benefit-item__content h4 {
  margin: 0 0 4px;
  color: #1a1f2e;
  font-size: 1.05rem;
}

.benefit-item__content p {
  margin: 0;
  color: #64748b;
  font-size: 0.9rem;
}

/* ICON SHAPES */
.icon-box {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(0, 102, 204, 0.12), rgba(0, 180, 216, 0.12));
  font-size: 28px;
  margin-bottom: 12px;
}

/* TWO-COLUMN IMAGE + TEXT */
.image-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
  margin: 48px 0;
}

.image-content__img {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.12);
}

.image-content__img img {
  width: 100%;
  height: auto;
  display: block;
}

.image-content__text h3 {
  font-size: 1.8rem;
  margin-bottom: 16px;
  color: #1a1f2e;
}

@media (max-width: 880px) {
  .image-content {
    grid-template-columns: 1fr;
    gap: 24px;
    margin: 32px 0;
  }
}

/* COUNTER ANIMATION */
@keyframes countUp {
  from {
    counter-increment: none;
  }
  to {
    counter-increment: counter 500;
  }
}

.metric-card__counter {
  display: inline-block;
  font-size: 2.4rem;
  font-weight: 800;
  background: linear-gradient(135deg, #0066cc 0%, #00b4d8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  animation: slideInUp 0.8s ease-out;
}

@keyframes slideInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* STAT CARDS - ANIMATED */
.stat-card {
  background: #f0f7ff;
  border: 1px solid #d0e8ff;
  border-radius: 16px;
  padding: 32px 24px;
  text-align: center;
  animation: slideInUp 0.8s ease-out;
}

.stat-card__number {
  font-size: 2.8rem;
  font-weight: 800;
  color: #0066cc;
  margin-bottom: 12px;
  display: block;
}

.stat-card__label {
  font-size: 1rem;
  color: #1a1f2e;
  font-weight: 500;
  line-height: 1.5;
}

/* FOOTER */
.footer {
  background: linear-gradient(135deg, #f5f7fa 0%, #ffffff 100%);
  color: #1a1f2e;
  padding: 60px 0 20px;
  margin-top: 80px;
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.footer-content {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 40px;
}

.footer-section {
  display: flex;
  flex-direction: column;
}

.footer-section h4 {
  color: #0066cc;
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.footer-section a {
  color: #475569;
  text-decoration: none;
  transition: color 0.3s ease;
  font-size: 0.95rem;
}

.footer-section a:hover {
  color: #00b4d8;
}

.footer-section p {
  color: #64748b;
  font-size: 0.95rem;
  line-height: 1.6;
  margin: 0;
}

.footer-bottom {
  border-top: 1px solid rgba(0, 102, 204, 0.15);
  padding-top: 30px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
}

.footer-bottom p {
  color: #9ca3af;
  margin: 0;
}

.footer-bottom a {
  color: #9ca3af;
  text-decoration: none;
  transition: color 0.3s ease;
}

.footer-bottom a:hover {
  color: #0066cc;
}

@media (max-width: 640px) {
  .footer-content {
    grid-template-columns: 1fr;
  }
  
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
  
  .footer {
    padding: 40px 0 20px;
  }
}

/* CONTENT ARTICLE STYLING */
.content-article {
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.8;
}

.content-article h2 {
  font-size: 2.2rem;
  margin-top: 0;
  margin-bottom: 24px;
  color: #0066cc;
}

.content-article h3 {
  font-size: 1.5rem;
  margin-top: 32px;
  margin-bottom: 16px;
  color: #1a1f2e;
}

.content-article h4 {
  font-size: 1.1rem;
  margin-top: 16px;
  margin-bottom: 12px;
  color: #1a1f2e;
  font-weight: 600;
}

.content-article p {
  font-size: 1rem;
  color: #475569;
  margin-bottom: 16px;
}

.content-article strong {
  color: #0066cc;
  font-weight: 600;
}

.content-list {
  list-style: none;
  padding: 0;
  margin: 16px 0 24px;
}

.content-list li {
  padding-left: 0;
  margin-bottom: 12px;
  position: relative;
  color: #475569;
  font-size: 1rem;
}

.content-list li:before {
  content: none;
}

.info-box {
  background: #f0f7ff;
  border-left: 4px solid #0066cc;
  padding: 20px 24px;
  border-radius: 8px;
  margin: 24px 0;
}

.info-box h4 {
  margin-top: 0;
  color: #0066cc;
}

.info-box p {
  margin-bottom: 0;
}

.btn--text {
  color: #0066cc;
  background: transparent;
  border: none;
  padding: 0;
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  margin-top: 12px;
  transition: color 0.3s;
}

.btn--text:hover {
  color: #00b4d8;
}

/* CAPITAL STRUCTURE DIAGRAM */
.capital-structure {
  margin: 32px 0;
}

.capital-viz {
  position: relative;
  background: #f9fafb;
  padding: 40px 30px;
  border-radius: 12px;
  border: 1px solid #e2e8f0;
}

.capital-column {
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
}

.capital-label {
  font-size: 0.9rem;
  font-weight: 600;
  color: #64748b;
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.capital-mortgage {
  background: #fbbf24;
  border-radius: 8px;
  padding: 20px;
  width: 140px;
  text-align: center;
  margin-bottom: 20px;
  position: relative;
  z-index: 2;
}

.mortgage-amount {
  display: block;
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 4px;
}

.mortgage-label {
  display: block;
  font-size: 1rem;
  font-weight: 600;
  color: #fff;
}

.capital-divider {
  height: 2px;
  background: #1a1f2e;
  margin: 20px 30px;
  width: 50%;
}

.capital-equity {
  background: #000;
  border-radius: 8px;
  padding: 24px;
  width: 120px;
  text-align: center;
  margin-bottom: 20px;
}

.equity-amount {
  display: block;
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 4px;
}

.equity-label {
  display: block;
  font-size: 0.9rem;
  color: #fff;
  font-weight: 500;
}

.capital-note {
  font-size: 0.9rem;
  color: #475569;
  font-weight: 500;
  margin-top: 12px;
}

.capital-message {
  position: absolute;
  right: 40px;
  top: 50%;
  transform: translateY(-50%);
  text-align: right;
}

.capital-message h4 {
  margin: 0;
  color: #0066cc;
  font-size: 1.1rem;
  line-height: 1.4;
}

@media (max-width: 880px) {
  .capital-viz {
    flex-direction: column;
    align-items: center;
  }
  
  .capital-divider {
    width: 2px;
    height: 40px;
    margin: 20px 0;
  }
  
  .capital-message {
    position: static;
    transform: none;
    margin-top: 24px;
    text-align: center;
  }
}

/* ADMIN */
.admin-body {
  background: #f5f7fb;
}

.admin-shell {
  width: min(1100px, 100%);
  margin: 0 auto;
  padding: 32px 18px 60px;
  display: grid;
  gap: 20px;
}

.admin-topbar {
  background: #ffffff;
  border-bottom: 1px solid rgba(15, 23, 42, 0.08);
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.06);
}

.admin-topbar__inner {
  width: min(1100px, 100%);
  margin: 0 auto;
  padding: 22px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.admin-topbar__inner h1 {
  margin: 6px 0 0;
  font-size: 1.6rem;
}

.admin-topbar__actions {
  display: flex;
  gap: 12px;
}

.admin-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(11, 94, 198, 0.12);
  color: #0b5ec6;
  font-weight: 700;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.admin-card {
  background: #ffffff;
  border-radius: 14px;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.08);
  padding: 24px;
}

.admin-card__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 18px;
}

.admin-card h2 {
  margin-top: 0;
}

.admin-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.admin-nav__link {
  padding: 10px 16px;
  border-radius: 999px;
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.1);
  font-weight: 600;
  color: #1a1f2e;
}

.admin-nav__link.is-active {
  background: #0b5ec6;
  color: #ffffff;
  border-color: transparent;
}

.admin-form {
  display: grid;
  gap: 16px;
}

.admin-form label {
  display: grid;
  gap: 6px;
  font-weight: 600;
  color: #1f2937;
}

.admin-form input,
.admin-form textarea {
  width: 100%;
  padding: 10px 12px;
  border-radius: 10px;
  border: 1px solid rgba(15, 23, 42, 0.12);
  font-size: 0.95rem;
  font-family: inherit;
}

.admin-form--wide {
  gap: 18px;
}

.admin-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.admin-alert {
  padding: 12px 16px;
  border-radius: 10px;
  font-weight: 600;
}

.admin-alert--success {
  background: rgba(16, 185, 129, 0.12);
  color: #047857;
}

.admin-alert--error {
  background: rgba(239, 68, 68, 0.12);
  color: #b91c1c;
}

.admin-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 14px;
}

.admin-stat {
  padding: 16px;
  border-radius: 12px;
  background: rgba(11, 94, 198, 0.08);
  display: grid;
  gap: 4px;
}

.admin-stat__label {
  font-size: 0.85rem;
  color: #475569;
}

.admin-stat__value {
  font-size: 1.2rem;
  font-weight: 700;
}

.admin-table {
  display: grid;
  gap: 10px;
}

.admin-table__head,
.admin-table__row {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1.2fr 1fr 1fr;
  gap: 12px;
  align-items: center;
  font-weight: 600;
}

.admin-table__head {
  font-size: 0.85rem;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.admin-table__row {
  background: #f8fafc;
  border-radius: 10px;
  padding: 12px;
  font-weight: 500;
}

.admin-details {
  display: none;
  padding: 12px 16px;
  border-radius: 10px;
  background: #ffffff;
  border: 1px dashed rgba(15, 23, 42, 0.12);
  font-size: 0.92rem;
  color: #1f2937;
}

.admin-details.is-open {
  display: grid;
  gap: 6px;
}

.admin-inline {
  display: inline-block;
  margin-left: 8px;
}

.admin-help {
  margin-top: 18px;
  font-size: 0.85rem;
  color: #64748b;
}

@media (max-width: 860px) {
  .admin-topbar__inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .admin-table__head,
  .admin-table__row {
    grid-template-columns: 1fr;
  }
}


/* ── WHAT WE DO – 3-Step Process ── */
#what-we-do .section__subtitle {
  max-width: 680px;
  margin: 0 auto 3rem;
  color: #64748b;
  font-size: 1.05rem;
  line-height: 1.7;
  text-align: center;
}

.process-steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  max-width: 240px;
  flex: 1 1 200px;
}

.process-step__number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #1a3a5c;
  color: #fff;
  font-size: 1.4rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  flex-shrink: 0;
}

.process-step__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: #1a3a5c;
  margin-bottom: 0.5rem;
}

.process-step__desc {
  font-size: 0.95rem;
  color: #64748b;
  line-height: 1.6;
}

.process-step__connector {
  flex: 0 0 40px;
  height: 2px;
  background: #cbd5e1;
  align-self: center;
  margin-bottom: 2.5rem;
}

@media (max-width: 680px) {
  .process-steps {
    flex-direction: column;
    align-items: center;
    gap: 1.5rem;
  }

  .process-step__connector {
    width: 2px;
    height: 32px;
    flex: 0 0 32px;
    margin-bottom: 0;
  }
}

/* ── What We Deliver + Principles two-col layout ── */
.deliver-principles-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: start;
}
.deliver-col h2,
.principles-col h2 {
  font-size: 1.35rem;
  color: #1e3a5f;
  margin: 8px 0 16px;
}
.deliver-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.deliver-list li {
  padding-left: 20px;
  position: relative;
  color: #374151;
  font-size: 0.95rem;
  line-height: 1.55;
}
.deliver-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #059669;
  font-weight: 700;
}
@media (max-width: 860px) {
  .deliver-principles-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
}

/* ── What We Do — description boxes ── */
.wwd-boxes {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin: 36px 0 48px;
}
.wwd-box {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-top: 4px solid #1e3a5f;
  border-radius: 12px;
  padding: 28px 24px;
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.wwd-box__icon {
  font-size: 1.8rem;
}
.wwd-box p {
  margin: 0;
  color: #374151;
  font-size: 0.97rem;
  line-height: 1.65;
}
@media (max-width: 860px) {
  .wwd-boxes { grid-template-columns: 1fr; }
}

/* ── Note Acquisitions CTA before footer ── */
.note-acq-cta-card {
  background: #1e3a5f;
  border-radius: 18px;
  padding: 52px 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.note-acq-cta-card .eyebrow {
  color: rgba(255,255,255,0.65);
}
.note-acq-cta-card .eyebrow::before {
  background: rgba(255,255,255,0.4);
}
.note-acq-cta-card h2 {
  color: #fff;
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  margin: 8px 0 14px;
}
.note-acq-cta-card p {
  color: rgba(255,255,255,0.8);
  font-size: 1rem;
  line-height: 1.6;
  max-width: 540px;
  margin: 0;
}
.note-acq-cta-card__text { flex: 1; min-width: 260px; }
.note-acq-cta-card__actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex-shrink: 0;
}
.note-acq-cta-card__actions .btn--ghost--dark {
  color: #fff;
  border-color: rgba(255,255,255,0.5);
  text-align: center;
}
.note-acq-cta-card__actions .btn--ghost--dark:hover {
  background: rgba(255,255,255,0.12);
  border-color: #fff;
}
@media (max-width: 700px) {
  .note-acq-cta-card { padding: 36px 24px; flex-direction: column; }
  .note-acq-cta-card__actions { flex-direction: row; flex-wrap: wrap; }
}

/* ── Lead Magnet Section ── */
.lead-magnet-card {
  display: flex;
  align-items: center;
  gap: 60px;
  background: #fff;
  border-radius: 18px;
  padding: 52px 56px;
  box-shadow: 0 4px 32px rgba(30,58,95,0.10);
  border: 1px solid #e5e7eb;
  flex-wrap: wrap;
}
.lead-magnet-card__left {
  flex: 1;
  min-width: 260px;
}
.lead-magnet-card__left h2 {
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  color: #1e3a5f;
  margin: 8px 0 14px;
}
.lead-magnet-card__left p {
  color: #374151;
  font-size: 1rem;
  line-height: 1.65;
  margin: 0 0 18px;
}
.lead-magnet-card__bullets {
  list-style: none;
  padding: 0;
  margin: 0;
}
.lead-magnet-card__bullets li {
  padding: 5px 0 5px 22px;
  position: relative;
  color: #374151;
  font-size: 0.95rem;
  line-height: 1.5;
}
.lead-magnet-card__bullets li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: #059669;
  font-weight: 700;
}
.lead-magnet-card__right {
  flex: 0 0 320px;
  min-width: 260px;
}
.lead-magnet-form {
  background: #f8fafc;
  border-radius: 14px;
  padding: 28px 24px;
  border: 1px solid #e5e7eb;
}
.lead-magnet-form__label {
  font-weight: 700;
  color: #1e3a5f;
  font-size: 1rem;
  margin: 0 0 14px;
  text-align: center;
}
.lead-magnet-form__fields {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.lead-magnet-form__input {
  padding: 13px 16px;
  border: 1px solid #d1d5db;
  border-radius: 8px;
  font-size: 0.97rem;
  outline: none;
  transition: border-color 0.2s;
  width: 100%;
  box-sizing: border-box;
}
.lead-magnet-form__input:focus { border-color: #1e3a5f; }
.lead-magnet-form__btn { width: 100%; }
.lead-magnet-form__note {
  font-size: 0.8rem;
  color: #9ca3af;
  text-align: center;
  margin: 10px 0 0;
}
@media (max-width: 800px) {
  .lead-magnet-card { padding: 36px 24px; flex-direction: column; }
  .lead-magnet-card__right { flex: 1; width: 100%; min-width: unset; }
}

/* ── Track Record Disclaimer Box ── */
.track-record-disclaimer-box {
  background: #f8fafc;
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  padding: 18px 24px;
  margin-top: 28px;
}
.track-record-disclaimer-box p {
  font-size: 0.78rem;
  color: #6b7280;
  line-height: 1.6;
  margin: 0;
}

/* ── Inline Contact Form Section ── */
.inline-contact-section {
  background: #f0f5fb;
}
.inline-contact-inner {
  display: flex;
  gap: 60px;
  align-items: flex-start;
  flex-wrap: wrap;
}
.inline-contact-text {
  flex: 1;
  min-width: 260px;
}
.inline-contact-text h2 {
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  color: #1e3a5f;
  margin: 8px 0 14px;
}
.inline-contact-text > p {
  color: #374151;
  font-size: 1rem;
  line-height: 1.65;
  margin: 0 0 24px;
}
.inline-contact-trust {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}
.inline-contact-trust span {
  font-size: 0.88rem;
  font-weight: 600;
  color: #059669;
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  border-radius: 20px;
  padding: 5px 14px;
}
.inline-contact-form-wrap {
  flex: 0 0 380px;
  min-width: 260px;
}
.inline-contact-form {
  background: #fff;
  border-radius: 16px;
  padding: 32px 28px;
  box-shadow: 0 4px 24px rgba(30,58,95,0.10);
  border: 1px solid #e5e7eb;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.inline-contact-form input,
.inline-contact-form select {
  padding: 13px 16px;
  border: 1px solid #d1d5db;
  border-radius: 8px;
  font-size: 0.97rem;
  outline: none;
  transition: border-color 0.2s;
  width: 100%;
  box-sizing: border-box;
  font-family: inherit;
  color: #374151;
  background: #fff;
}
.inline-contact-form input:focus,
.inline-contact-form select:focus { border-color: #1e3a5f; }
.inline-contact-form select { appearance: auto; }
.inline-contact-form .btn { margin-top: 4px; }
@media (max-width: 800px) {
  .inline-contact-inner { flex-direction: column; }
  .inline-contact-form-wrap { flex: 1; width: 100%; min-width: unset; }
}

/* ── Footer Newsletter & Disclaimer ── */
.site-footer__newsletter {
  margin-top: 20px;
}
.site-footer__newsletter-label {
  font-size: 0.88rem;
  font-weight: 600;
  color: #1e3a5f;
  margin: 0 0 8px;
}
.site-footer__newsletter-form {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.site-footer__newsletter-form input[type="email"] {
  flex: 1;
  min-width: 160px;
  padding: 9px 14px;
  border-radius: 8px;
  border: 1px solid #d1d5db;
  background: #fff;
  color: #1f2937;
  font-size: 0.9rem;
  outline: none;
  font-family: inherit;
  box-sizing: border-box;
}
.site-footer__newsletter-form input[type="email"]::placeholder { color: #9ca3af; }
.site-footer__newsletter-form input[type="email"]:focus { border-color: #1e3a5f; }
.site-footer__newsletter-form .btn--pill {
  padding: 9px 20px;
  font-size: 0.88rem;
  flex-shrink: 0;
}
.site-footer__disclaimer {
  border-top: 1px solid rgba(15,23,42,0.08);
  margin: 24px 0 0;
  padding: 16px 0 0;
}
.site-footer__disclaimer p {
  font-size: 0.75rem;
  color: #94a3b8;
  line-height: 1.65;
  margin: 0;
}

/* Force equal size and alignment for track record card headers */
.track-record-card__header {
  min-height: 70px !important;
  height: 70px !important;
  max-height: 70px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
}
.track-record-card__header h3 {
  margin: 0 !important;
  width: 100%;
  text-align: center;
}

/* Force equal size and shape for all track record cards */
.track-record-card {
  min-height: 500px !important;
  height: 500px !important;
  max-height: 500px !important;
  display: flex !important;
  flex-direction: column !important;
}
.track-record-card__body {
  flex: 1 1 auto !important;
  display: flex !important;
  flex-direction: column !important;
  justify-content: flex-end !important;
}
.track-record-card__img-placeholder {
  min-height: 180px !important;
  height: 180px !important;
  max-height: 180px !important;
}