VRB Makes Investing in Debt Secured by Real Estate Assets Easier
Real Safety and Control
Loans provide a tangible level of security because they are secured by the real estate asset itself. This means if the borrower stops paying and defaults, the lender—your investment—will have legal recourse to recover investment owed. This is different from other types of investments that may have no safety net or tangible way of recovering money if market conditions change.
Equity Like Returns
VRB always buys notes at a discount from it unpaid principal balance. Buying at a discount means investors are buying ownership of the note for less than what the borrower currently owes, thereby putting your money to work at higher yields. This, combined with your investment secured by real, tangible property, makes for a powerful, secure combination that is hard to beat
Certainty of Cash Flows
Note investments do not depend on the markets or appreciation to increase your earnings, which is largely or wholly outside your control. With notes you know exactly how much income they will generate for you each month. This makes it easy to project your income and finances well into the future and to create a financial plan with great accuracy.
Ideal for Self-Directed IRAs
Think about what this means for a tax-deferred or even tax-free account. If you have years until you retire you could easily calculate how much cash will be in that account at the end of that term. Just steady, almost boring deposits. This is a reliable, safe, and better way to plan for retirement than investing in stocks and speculative real estate
