Terms of Use

Last updated: April 2026

1. Acceptance of Terms

By accessing or using the VRB Capital website located at www.vrbcap.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Informational Purposes Only

The content on this Site is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security, investment product, or financial instrument. Nothing on this Site should be construed as legal, tax, financial, or investment advice.

3. No Investment Advice

VRB Capital is not a registered investment adviser. The information provided on this Site is general in nature and does not take into account your individual circumstances, financial situation, or investment objectives. You should consult with a qualified financial advisor before making any investment decisions.

4. Accredited Investors Only

Any investment opportunities referenced on this Site are available exclusively to accredited investors as defined under SEC Rule 501 of Regulation D. By accessing investment-related content on this Site, you represent that you meet the applicable accredited investor standards.

5. Accuracy of Information

We make reasonable efforts to ensure the accuracy and completeness of the information on this Site. However, VRB Capital makes no representations or warranties, express or implied, regarding the accuracy, completeness, or timeliness of any content. Information is subject to change without notice.

6. Past Performance

Any references to past performance or historical results on this Site are not indicative of future results. All investments involve risk, including the potential loss of principal.

7. Intellectual Property

All content on this Site, including text, images, graphics, logos, and other materials, is the property of VRB Capital or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Third-Party Links

This Site may contain links to third-party websites. VRB Capital does not control or endorse the content of those sites and is not responsible for their accuracy, legality, or content. Accessing third-party sites is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, VRB Capital and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this Site or its content.

10. Indemnification

You agree to indemnify and hold harmless VRB Capital and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Site or your violation of these Terms of Use.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the state in which VRB Capital is incorporated, without regard to conflict of law principles.

12. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site with an updated date. Your continued use of the Site after any changes constitutes your acceptance of the new terms.

13. Contact Us

If you have questions about these Terms of Use, please contact:

VRB Capital
One Pierce Place, Suite 455E
Itasca, IL 60143
info@vrbcap.com