Terms of Use

Last Updated:April 10, 2026

1. Acceptance of Terms

By accessing or using the website located at www.vrbcap.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Site. VRB Capital LLC ("VRB Capital," "we," "us," or "our") reserves the right to modify these terms at any time.

2. Informational Purposes Only

The content on this Site is provided for informational and educational purposes only. Nothing on this Site constitutes an offer to sell, or a solicitation of an offer to buy, any security or investment product. Any such offer or solicitation will be made only by means of a confidential private placement memorandum or similar offering document provided to qualified investors.

3. Accredited Investors

Certain investment opportunities described on this Site are available only to "accredited investors" as defined in Rule 501(a) of Regulation D under the Securities Act of 1933, as amended. By expressing interest in any investment opportunity, you represent that you meet the applicable investor qualification requirements.

4. No Investment Advice

VRB Capital does not provide tax, legal, or accounting advice. The information on this Site should not be relied upon as investment advice. Prospective investors should consult their own tax, legal, and financial advisors before making any investment decision.

5. No Guarantee of Returns

Projected, targeted, or expected returns referenced on this Site are forward-looking estimates based on assumptions that may not materialize. Actual returns may vary materially from any projections. Past performance is not indicative of future results. Investments in mortgage notes involve significant risk, including the potential loss of the entire investment.

6. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of VRB Capital LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent.

7. Disclaimer of Warranties

This Site is provided "as is" and "as available" without warranties of any kind, express or implied. VRB Capital does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, VRB Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site.

9. Third-Party Links

This Site may contain links to third-party websites. VRB Capital does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites.

10. Confidentiality

Certain materials on this Site or provided through this Site may be marked as confidential. By accessing such materials, you agree not to reproduce, distribute, or disclose them to any third party without prior written consent from VRB Capital.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of DuPage County, Illinois.

12. Contact

VRB Capital LLC
One Pierce Place, Suite 455E
Itasca, IL 60143
info@vrbcap.com
(312) 469-0732